• Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk
• Receive and review loan applications; obtain and direct the analysis of all necessary financial data
• Make decisions on loans and terms within established lending limits
• Prepare loan packet for presentation to Loan Committee and/or Board
• Close loans which includes obtaining attorney information, title, etc
• Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
• Conduct analysis on loan accounts
• Collect on past-due accounts
• Seek out new business and sustain an active pipeline
• Must develop and maintain relationships within the public eye
• Conduct private banking for customers
• Other duties as assigned

Physical Requirements:

• Must be able to remain in a sitting stationary position for extended periods of time
• Constantly operate a computer and other office machinery
  FNBT is an equal opportunity employer.
• Bachelors Degree in Finance preferred
• At least 18 years of age
• Must have minimum of 2-3 years experience in Commercial Lending
• Strong business development and networking skills
• Working knowledge of Microsoft Office
• Good communication skills
• Must be detail oriented, analytical, and organized
• Must successfully pass background investigation and drug screen according to company policy
• Must be able to get along with co-workers and work effectively in a team environment