SENIOR WHOLESALE MORTGAGE ORIGINATOR

Alliance Portfolio Aliso Viejo, CA Job Details Full-time $70,000 - $200,000 a year 1 hour ago Benefits Health insurance Dental insurance 401(k) Paid time off Vision insurance 401(k) matching Life insurance Qualifications Referral-based lead generation Sales referrals Client referrals Full Job Description Private Money Lending | High-Value California Real Estate Full-Time | In-Office | Aliso Viejo, California Alliance Portfolio is seeking a proven private money originator with an active, transferable network of high-producing mortgage brokers, luxury real estate agents, high-net-worth borrowers, and professional referral sources. The role is focused on loans of approximately $2.5 million to $15 million secured by California properties valued from $5 million to $40 million. This is not an entry-level or call-center position. The Opportunity The successful candidate will convert established relationships into a consistent pipeline of well-qualified private money loans, repeat business, and long-term referral partnerships while representing Alliance Portfolio with judgment, urgency, discretion, and professionalism.

Target Loan Profile Property values:

$5 million to $40 million Typical loan amounts: $2.5 million to $15 million Lending focus: Private money and bridge loans secured by quality California real estate Primary sources: Mortgage brokers, luxury real estate agents, affluent borrowers, and repeat referral partners Key Responsibilities Originate business: Activate and expand existing relationships to source high-value private money opportunities.

Qualify and structure loans:

Evaluate collateral, borrower strength, leverage, liquidity, timing, and exit strategy before presenting a transaction.

Lead the transaction:

Set accurate expectations, issue and manage commitments, and coordinate with underwriting, processing, and closing through funding.

Protect relationships:

Provide clear, responsive communication and candid solutions without overpromising or compromising credit discipline.

Own the pipeline:

Maintain accurate CRM activity, next actions, projected volume, conversion ratios, and production forecasts.

Operate compliantly:

Follow all company policies and applicable private money lending requirements. Required Qualifications Minimum five years of successful mortgage origination experience, including substantial recent private money, bridge, or non-agency lending experience. A current and demonstrably productive network of high-end referral relationships that can generate immediate opportunities. Verifiable success funding loans in or near the $1.5 million to $5 million target range. Strong knowledge of California luxury and high-value real estate markets, especially Southern California and premier coastal markets. Excellent loan judgment, executive presence, discretion, and clear written and verbal communication. Highly responsive, organized, resourceful, accountable, and comfortable working full-time from the Aliso Viejo office while meeting referral partners in the field. Performance Expectations Consistently produce qualified opportunities within the target property and loan-size profile. Maintain at least three focused hours per day of relationship development, prospecting, and follow-up. Generate approximately 125 qualified leads, 25 new referral relationships, 35 loan commitments, and 20 signed commitments per month. Convert signed commitments into funded loans while maintaining accurate CRM, pipeline, and forecast reporting. What Success Looks Like A growing, relationship-driven pipeline of high-quality loans rather than dependence on purchased leads. Repeat business and referrals from respected mortgage, real estate, and high-net-worth relationships. Complete, well-qualified loan submissions and dependable movement from inquiry to funding. A reputation for responsiveness, sound judgment, integrity, and graceful performance under pressure.

Position Details Compensation:

$70,000 base salary plus quarterly commissions

Schedule:

Full-time, Monday through Friday, 40 hours per week

Location:

In person -

Aliso Viejo, California Benefits:

After three months: 401(k) with matching, health, dental, vision, life insurance, and paid time off

Job Type:

Full-time Pay:

$70,000.00 - $200,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Health insurance Life insurance Paid time off Vision insurance Application Question(s): Tell us a good joke! Describe your current referral network and the relationships that regularly send you business. What private money loan volume have you personally funded during the past 24 months? Include average and largest loan size. Provide two examples of loans you sourced and closed between $1.5 million and $5 million. What percentage of your production comes from repeat relationships and referrals? Why are you considering a new position, and which California markets do you know best? Ability to

Commute:

Aliso Viejo, CA 92656 (Preferred)

Work Location:

In person