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AppleOne
Wholesale Mortgage Originator
Career Insights for Mortgage Underwriter
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Scorecard
Based on California data
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What they do
A Mortgage Underwriter is a financial expert that assesses a lender's financial risk on a potential borrower and is ultimately responsible for approving or denying mortgage loans.
$74,134 / year median in California
-8% projected decline
Job Description
Job Summary We are seeking an experienced Wholesale Mortgage Originator for a direct hire opportunity in Aliso Viejo, CA. This role is ideal for a proven private money and bridge lending professional with an active network of high-producing mortgage brokers, luxury real estate agents, high-net-worth borrowers, and professional referral sources. This is a relationship-driven production role focused on high-value California real estate transactions, with typical loan amounts of approximately $1.5 million to $5 million secured by properties valued from $3 million to $20 million. This is not an entry-level or call-center position. The right candidate will thrive in a professional, high-accountability environment that values sound judgment, urgency, discretion, and long-term relationship building. You will have the opportunity to leverage an existing referral network, work with quality private money loan opportunities, and represent a team that prioritizes responsive communication, credit discipline, and professional execution. Key Responsibilities
- Activate and expand existing referral relationships to generate high-value private money and bridge loan opportunities.
- Evaluate collateral, borrower strength, leverage, liquidity, timing, and exit strategy to properly qualify and structure transactions.
- Lead loans through the process by setting expectations, managing commitments, and coordinating with underwriting, processing, and closing teams.
- Maintain strong communication with referral partners and borrowers while providing candid solutions and protecting long-term relationships.
- Own pipeline activity, CRM updates, next steps, projected volume, conversion ratios, and production forecasts.
- Follow company policies and applicable private money lending requirements with accuracy and professionalism. Compensation and Benefits
Salary Range:
$65,000 to $75,000 per year.Job Type:
Direct Hire.Location:
Aliso Viejo, CA.