A Mortgage Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or credit union. Provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May partner with real estate agents to offer financing information to potential home buyers. May sell mortgage loans on commission.
Mortgage Loan Originator United Community Bank - 3.6 Sandy Springs, GA Job Details Full-time 6 hours ago Qualifications MLO License Federal Housing Administration (FHA) loans Customer service Initial Contact (sales skills) Prospecting Veterans Affairs (VA) loans
Full Job Description Overview:
United Community is an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals and families achieve their homeownership dreams. In this role, you'll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you're passionate about residential lending and thrive in a fast-paced, service-oriented setting, we'd love to hear from you.
What You'll Do:
Active NMLS License is required Develop business through maintaining contact with realtors, builders, developers and construction lenders. Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline Interviews potential customers and answers questions about various types of mortgage loans. Reviews, analyzes, and processes mortgage loan requests. Reviews application and initial loan documentation for compliance to investor, state and federal lending requirements Responsible for ordering verifications of employment, deposits, mortgage, and rental. Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management. Input information from application and verifying documentation into Mortgageware Maintain high levels of customer service while managing each applicant's expectations
Requirements For Success:
Minimum two (2) years of residential mortgage loan origination Familiar with FHA, VA, and USDA guidelines Proficient in sales and service skills; including tele-consulting, prospecting, and networking. NMLS License required
Preferred Skills/Experience:
Current Notary Public Certification preferred
Conditions of Employment:
Must be able to pass a criminal background & credit check This is a full-time, non-remote position
FLSA Status:
Non-Exempt We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
