Position Overview:

Seeking a motivated Agricultural Loan Officer to manage and grow a mature loan portfolio while building strong relationships within the local agricultural community. This role is ideal for a professional who brings some lending or agriculture experience, understands the local market, and is eager to continue developing their expertise. The existing portfolio is primarily agriculture-based loans but does/can also include consumer, commercial, real estate and home loans.

Qualifications :

Experience in agriculture lending, banking, or a related field Working knowledge of agricultural operations and rural communities Bachelors' degree in Agriculture, Finance, Business or related field (or equivalent experience) Familiarity with credit analysis and loan structuring Professional and effective customer service and communication skills

Key Responsibilities :

Manage an established agricultural loan portfolio Ensure strong credit quality and client satisfaction Build and maintain relationships with local farmers, ranchers, and agribusiness clients Evaluate and process loan applications, including operating, equipment, and real estate loans Conduct financial analysis, including cash flow, collateral and risk assessment Structure loans to align with agricultural production cycles Monitor loan performance and follow up on renewals, reporting, and compliance requirements Identify opportunities to grow the portfolio through new and existing client relationships Stay informed on local agricultural conditions, markets, and community dynamics Other non-lending responsibilities as needed or assigned by management

Office Hours :

Monday•Thursday 8:00 AM•4:00

PM Friday:

8:00 AM•5:00 PM Due to the increased financial risk working at a financial institution, employees personal financial responsibility is taken seriously. Bendena State Bank is an Equal Opportunity Employer. Equal Housing Lender. Member FDIC.

Pay:

From $50,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Health insurance Life insurance Paid time off Vision insurance

Work Location:

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