Mortgage Loan Officer In Training Prime Home Lending Southfield, MI Job Details Full-time $28,800 - $275,000 a year 1 day ago Benefits Paid training Health insurance Dental insurance Vision insurance Life insurance Qualifications Escrow Customer communication Interpersonal skills Basic math Customer relationship management Typing Full Job Description Job Overview Join our dynamic team as a Mortgage Loan Officer In Training and embark on an exciting career in the financial services industry! In this role, you will develop foundational skills in mortgage lending, customer relationship management, and loan processing while working closely with experienced professionals. This paid training position is designed to equip you with industry knowledge, regulatory compliance expertise, and sales techniques necessary to succeed as a licensed mortgage loan officer. If you are motivated, eager to learn, and passionate about helping clients achieve their homeownership goals, this opportunity is perfect for you! Responsibilities Assist in evaluating borrower financial information through credit analysis and income verification to determine loan eligibility Support the loan origination process by gathering necessary documentation and preparing application packages using Loan Origination Systems (LOS) software Learn and adhere to Fair Housing regulations, TILA (Truth in Lending Act), and other industry compliance standards to ensure ethical lending practices Engage with clients to understand their financial needs, explain mortgage options, and build strong relationships through effective communication Collaborate with underwriters and mortgage servicing teams to facilitate smooth loan processing and approval workflows Participate in negotiation of loan terms with clients while maintaining compliance with FNMA (Fannie Mae) guidelines and banking regulations Develop industry knowledge of mortgage lending products, escrow procedures, and mortgage services to better serve clients' needs Skills Strong negotiation skills combined with excellent customer service abilities Proficiency in Quicken, accounting software, and financial software tools used in mortgage processing Knowledge of Loan Origination Systems (LOS), mortgage servicing platforms, and industry-specific compliance requirements Basic math skills including 10 key typing accuracy for data entry and calculations Familiarity with Fair Housing regulations, TILA, FNMA guidelines, and banking regulatory compliance standards Ability to analyze credit reports and perform risk assessments for commercial or retail lending scenarios Effective relationship-building skills within financial sales environments to foster client trust and loyalty Understanding of escrow processes, contracts, loan processing steps, and underwriting procedures in mortgage lending Industry experience or background in banking, retail lending, or financial services is a plus but not required—training will be provided This position offers an engaging environment where your growth is supported through comprehensive training programs. You will gain valuable experience in the mortgage industry while making a positive impact on clients' lives by guiding them through one of their most significant financial decisions. Join us today to start your journey toward becoming a licensed Mortgage Loan Officer!

Pay:

$28,800.00 - $275,000.00 per year

Benefits:

Dental insurance Health insurance Life insurance Vision insurance

Work Location:

In person