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BC
BCB Community Bank
Portfolio Manager
Career Insights for Commercial Relationship Manager
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Scorecard
Based on New Jersey data
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What they do
A Commercial Relationship Manager sells financial products to business prospects on behalf of a financial institution or organization. Makes appointments with new businesses and while maintaining relationship with existing clients. Establish new lines of credit and investment accounts for clients and develop prospect lists for additional recruiting.
$128,378 / year median in New Jersey
-4% projected decline
Job Description
Portfolio Manager is responsible for gathering and analyzing credit information on current borrowers; determines the advisability of granting credit for diversified types of loans, promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
Key ResponsibilitiesReport on the assigned portfolio, including asset quality, stress testing, industry and market analysis, asset allocation, reserves, and non-performing loan analysis.
Serve as the loan-level expert for a portfolio of complex construction, permanent, and/or C&I loans.
Prepare Credit Reviews to assess asset quality, including performance against original underwriting expectations.
Experience writing policies and procedures for collateral monitoring, workouts, and periodic loan reviews.
Draft memos for any substantial changes in a borrower's financial stability or ownership structure.
Maintain knowledge of market conditions. Education and ExperienceCollege degree preferred.
Three to five years in commercial loan portfolio management or commercial credit analysis/underwriting as a minimum.
Deep experience with financial analysis.
Working knowledge of commercial lending, e.g. commercial real estate, construction and C&I products.
Experience with Abrigo/Sageworks and Jack Henry products a plus.
Physical Requirements & Working ConditionsAbility to travel to branches, off-site training, and/or meetings if requiredLobby/professional office environment with moderate sound.
Key ResponsibilitiesReport on the assigned portfolio, including asset quality, stress testing, industry and market analysis, asset allocation, reserves, and non-performing loan analysis.
Serve as the loan-level expert for a portfolio of complex construction, permanent, and/or C&I loans.
Prepare Credit Reviews to assess asset quality, including performance against original underwriting expectations.
Experience writing policies and procedures for collateral monitoring, workouts, and periodic loan reviews.
Draft memos for any substantial changes in a borrower's financial stability or ownership structure.
Maintain knowledge of market conditions. Education and ExperienceCollege degree preferred.
Three to five years in commercial loan portfolio management or commercial credit analysis/underwriting as a minimum.
Deep experience with financial analysis.
Working knowledge of commercial lending, e.g. commercial real estate, construction and C&I products.
Experience with Abrigo/Sageworks and Jack Henry products a plus.
Physical Requirements & Working ConditionsAbility to travel to branches, off-site training, and/or meetings if requiredLobby/professional office environment with moderate sound.