Job Class:

Non-Exempt Reports To:

Chief Credit Officer Job Summary:

To perform routine and intermediate duties related to commercial, residential and commercial construction, SBA, amortized mortgage loans, and participation loan applications. Loan Processing & Servicing

• Oversee the preparation, review, and accuracy of commercial and real estate loan documentation
• Ensure that loan files are complete, accurate, and properly maintained within the loan system (CSI NuPoint) and loan documentation (LaserPro) platforms
• Perform daily balancing of loan transactions, including reviewing work and correcting errors.
• Distribute daily and monthly loan servicing reports
• Oversee and perform payments, advances, escrow analysis, and account research on commercial, consumer, and real estate loans
• Monitor and maintain collateral, loan, and documentation ticklers and exception reports to ensure timely receipt of insurance, UCC, Deeds of Trust, and Title Policy filings and other required documentation
• Assists with closing paid loans and termination collateral when applicable Compliance
• Make recommendations regarding policies, procedures, and practices related to servicing and maintaining the portfolio
• Prepare loan documents and reports for Small Business Administration (SBA), FDIC, internal and external audits and examinations
• Establish and maintain credit, collateral, and supporting documentation files to ensure compliance with Bank policies
• Administer documentation platform (CSI CenterDoc) ensuring loan documents are complete, accurate and properly indexed Customer Support
• Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
• Opens new deposit accounts in conjunction with loan transactions or when needed to support other bank operations.
• Demonstrate comprehensive knowledge and skills in all areas of servicing loans.
• Provide excellent customer service and maintain a high level of professionalism at all times.

Perform other duties as assigned. Required Qualifications (includes education, skills and experience): The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Minimum high school graduate, or equivalent 2-5 years' loan experience in a financial institution 2-5 years' customer service experience Background in commercial lending loan documentation Prefer additional knowledge regarding mortgage, TRID, and other consumer lending products Prefer experience with LaserPro (or similar) loan documentation platform Prefer experience in opening new accounts in a financial institution setting

Skills:

• Banking Compliance Regulations. Knowledge in bank lending policies including, but not limited to: Reg B (equal credit opportunity), Reg C (Home Mortgage Disclosure), Reg E (Electronic Funds Transfers), Reb Z (Truth in Lending), Reg CC (Funds Availability), Reg DD (Truth in Savings), and Laws (Bank Secrecy Act and Right to Financial Privacy Acct).
• Customer service.

Extremely responsive to internal and external customer requests; exceeding customers' expectations.

Job Type:

Full-time Pay:

$24.04 - $33.66 per hour

Benefits:

401(k) 401(k) matching Dental insurance Health insurance Life insurance Paid time off Vision insurance

Experience:

Loan :

2 years (Required)

Work Location:

In person