Position:

Mortgage Underwriter (Conventional & Jumbo)

Location:

Great Neck, NY (in-person)

Company/Industry:

Mortgage banker

Schedule:

Mon-Fri 1st shift

Salary:

$85,000 - $120,000/yr depending on experience, flexibility for the right candidate, plus benefits

Type:

Direct Hire Key Responsibilities Loan Evaluation:

Underwrite complex residential mortgage applications (Conventional, Jumbo, FHA, VA) to ensure full compliance with agency (Fannie Mae, Freddie Mac), investor, and internal company guidelines.

Credit & Risk Analysis:

Thoroughly review credit reports, income documentation (including complex self-employed tax returns), asset statements, title reports, and property appraisals.

Condition Clearing:

Clear loan conditions in a timely manner, review appraisal rebuttals, and issue final Clear to Close (CTC) approvals.

Pipeline Management:

Maintain an active pipeline of files, meeting strict turn-time commitments while maintaining high credit quality.

Team Collaboration:

Work closely with Loan Officers, Processors, and Management to resolve underwriting challenges and structure tricky loans effectively. Qualifications & Requirements 3-7+ years of hands-on experience as a Residential Mortgage Underwriter. Deep understanding of Conventional and High-Balance/Jumbo loan underwriting (FHA

DE / VA SAR

designations are a strong plus). Hands-on experience with Encompass (or similar LOS), DU (Desktop Underwriter), and LPA (Loan Product Advisor).

Compensation / Pay

Rate (Up to): $85,000.00 - $120,000.00