Commercial Loan Portfolio Manager

Commercial Loan Portfolio Manager Richfield, MN Job Details Full-time $90,000 - $115,000 a year 1 day ago Benefits Paid holidays Health insurance Dental insurance 401(k) Flexible spending account Vision insurance Qualifications Portfolio monitoring Commercial banking expertise Customer communication Master's degree in business administration Customer relationship building Underwriting Credit risk assessment 5 years Commercial lending Client relationship development Bachelor's degree Risk analysis Senior level Master of Business Administration Communication skills Technical Proficiency Stakeholder relationship building Credit analysis Full Job Description As a Commercial Loan Portfolio Manager at United Bankers' Bank, your analytical thinking, passion for finance, and talent for relationship building will support our dynamic lending team and play a critical role in ensuring the health of our loan portfolio, supervising the renewal cycle, providing strategic recommendations on risk ratings, and driving the success and growth within the UBB lending department The ideal candidate will be located in the Twin Cities and will have the option to work a hybrid schedule in the office 3 days per week, Tuesday - Thursday, after the initial training period. Essential Responsibilities Analyzes and underwrites Commercial customers and credit products that include Commercial Real Estate [CRE], Commercial and Industrial [C&I] businesses, agriculture, bank holding companies and their subsidiary banks and individuals. Possesses considerable knowledge of Commercial credit policies, credit analysis, procedures and philosophy. Demonstrated financial and risk analysis skills. Has experience in structuring various types of Commercial credit and evaluating collateral with respect to value, marketability and control. Provides ongoing administration of an assigned loan portfolio including review of the financial and business status of the borrower and recommending risk rating changes when appropriate. Supervises the loan renewal cycle and works with the lender to facilitate credit approval and loan documentation as needed. Conducts annual reviews as part of ongoing portfolio monitoring. Resolves credit problems, delinquent payment issues and other related affairs. Monitors loan covenants to ensure compliance and follow-ups on any covenant violations. Develops strong relationships and ensures prompt communication with client banks and borrowers via written or verbal correspondence. Sends and tracks correspondence and follows up on loan requests in a timely manner. Verifies that loan bookings directly correlate with the terms of the approval. Assists Credit Administration management in preparing reports on loan portfolio metrics. Knowledge, Skills & Abilities Bachelor's degree with formal credit training or MBA 5+ years of experience in Commercial underwriting and Credit Administration activities. Previous experience as a Portfolio Manager in a Commercial Banking setting preferred Excellent verbal and written communication skills Technical aptitude Problem solving and presentation skills Benefits Medical, Dental, and Vision HSA with a generous company contribution Medical and Dependent Care Flexible Spending Accounts 401(k) plan with a 3% company contribution, plus up to an additional 1% match -Roth option available 12 Paid holidays To continue to learn more about our superior benefits package and apply for this position, please visit our Careers page at https://www.ubb.com/about-us/careers. Pay Range $90,000.00 - $115,000.00 Salary; depending on education, qualifications, experience Annual bonus target: 8% of annual pay dependent on company and personal performance Headquartered in Richfield, MN and chartered in 1975, United Bankers' Bank (UBB) is the nation's first bankers' bank. Today, UBB has over $1 billion in assets, and is a trusted correspondent banking partner to over 1,000 community banks from the West Coast to the Great Lakes and South Atlantic. Our " First for Your Success" motto is a guiding principle that establishes the success of each and every customer and UBB employee as our number one priority. United Bankers' Bank is an EEO/AA employer: All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.