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CITY BANK NA

Indirect Auto Lender

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Job Description

Salary Confidential

Position range in Lubbock County $37k - $96k Per Year Indirect Auto Lender

CITY BANK NA
Occupation:

Loan Officers

Location:
LUBBOCK, TX - 79401
Job Type:

Regular, Full Time (30 Hours or More), Permanent Employment

Posted:

09/08/2026

Positions available: 1

Source:

WorkInTexas

Web Site:

WorkInTexas

Onsite /

Remote:

Work onsite all of the time

Updated:

09/11/2026

Expires:

10/08/2026

Job #: 17065857

Job Requirements and Properties

Help for Job Requirements and Properties. Work Onsite

Full Time Education

High School Diploma or Equivalent Experience

6 Month(s) Schedule

Full Time Job Type

Regular Duration

Permanent Employment Public Transit

Available Benefits Help for . Description Are you a relationship-driven lender who thrives on building partnerships and making impactful credit decisions? City Bank is seeking a motivated and customer-focused Indirect Auto Lending Officer to help drive the growth and success of our indirect auto lending program. In this role, you will develop and strengthen relationships with auto dealerships, identify lending opportunities, and provide sound credit decisions that support both customer needs and the Bank's strategic objectives. You will manage all aspects of the indirect auto lending process-from underwriting and portfolio management to customer service and dealer support-while maintaining a strong focus on asset quality, compliance, and profitability. This position offers the opportunity to make a meaningful impact on loan growth, collaborate with key business partners, and contribute to the ongoing success of a respected community bank. The ideal candidate is a proactive relationship builder, strong communicator, and analytical thinker who enjoys working in a fast-paced environment where they can influence results and create exceptional customer experiences. By joining City Bank, you will become part of a team committed to serving our communities, supporting our customers' financial goals, and delivering industry-leading service while building a rewarding banking career. Essential Duties

Represent the Bank to the customer in a courteous and professional manner. Furnish prompt, efficient, and accurate service.

Build relationships with auto dealers to increase loan volume for the Indirect Department

Keep up with the auto industry changes and make sure City Bank stays competitive in the Indirect market

Underwrite Indirect loan applications sent in by auto dealerships

Collect on past due Indirect loan accounts

Service and maintenance Indirect loans

Customer support of Indirect loans

Assist Indirect Lending Doc Prep to help expedite the funding process on Indirect loans

Give attention to detail and provide excellent communication skills.

Maintain work area in a clean, neat, and professional environment.

Participate in training sessions as required by supervisor.

Interview loan applicants to obtain and analyze financial and other relevant information in order to determine the creditworthiness of each applicant and the merit of the individual request.

Establish and negotiate terms under which credit will extended, including costs, repayment methods and collateral requirements.

Collect and analyze interim information on outstanding loans under servicing responsibility.

Collect accounts with an acceptable level of past dues.

Visit customer businesses for inspection of plant facilities.

Advise customers, when appropriate, on business management or financial affairs.

Serve as contact for customers of non-loan related services.

Develop customer base through an active solicitation of prospective and existing clients with an emphasis on selling bank products.

Approve loans utilizing individual lending authority as provided in loan policy.

Develop material for and make recommendations to Loan Committee on requests above individual authority requiring Committee approval.

Counsel with and assist in the training and development of other loan officers as requested.

Provide input to officers on loan requests as to credit quality, structure and pricing.

Maintain active interest in local and national affairs which could have an impact on lending activities.

Maintain involvement in civic and community activities, representing the Bank in a favorable manner. Equal Opportunity Employer/Veterans/Disabled As an EEO/AA employer, City Bank will not discriminate in our employment practices based on an applicant's race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information or status as a protected veteran.

Benefits

  • Dental Insurance