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Robert Half

Senior Fraud Analyst

Career Insights for Operational Risk Analyst

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What they do

An Operational Risk Analyst is responsible for identifying and assessing potential harm to an organization's assets, earning potentials, or economic condition posed by operational processes. Analyzes incident reports, investigates fraudulent activities, and implements strategies to mitigate operational risks.

$98,990 / year median in the U.S.

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Job Description

We are looking for an experienced Document Reviewer to support transaction monitoring and authorization risk strategy for a card portfolio in San Francisco, California. This is a Contract position expected to run for 2 months, with potential for extension, and it is best suited for someone who can operate independently in a fast-moving environment. The role centers on strengthening fraud controls, improving approval outcomes, and using data-driven insight to refine real-time decisioning. This is 100% remote but you must be open to working OT and your schedule will be Sat-Wed.
Responsibilities:
  • Oversee real-time transaction monitoring activities and make informed authorization decisions on flagged card activity.
  • Develop and refine fraud detection rules by adjusting thresholds, spending behavior logic, and merchant category controls.
  • Examine transaction patterns to uncover new fraud risks and recommend effective mitigation strategies.
  • Optimize fraud performance by reducing loss exposure while limiting unnecessary customer declines.
  • Collaborate with teams across product, risk, and operations to improve authorization outcomes and fraud prevention processes.
  • Use fraud platforms and decisioning tools to manage rule execution, monitor alerts, and enhance detection capabilities.
  • Apply knowledge of card authorization workflows, decline responses, and interchange-related factors to strengthen decision quality.
  • Support a dynamic operating environment by adapting quickly to evolving fraud trends, priorities, and business needs.