Credit Analyst Lead

The

ULTIMATE

behind-the-scenes deal-maker role. YOU analyze the numbers so small businesses can grow and thrive! CPLC Prestamos is an award-winning Community Development Financial Institution (CDFI) and Community Development Entity that has provided small business loans and high-quality technical support services to business owners in underserved communities since 1980. CPLC Prestamos now offers loan products, business consulting services and investment opportunities in Arizona, California, Nevada, New Mexico and Texas.

HOW WILL YOU MAKE AN IMPACT IN THIS ROLE?

As a Credit Analyst , you will play a critical role in expanding the Prestamos loan portfolio by presenting loan capabilities, structuring complex loan proposals, completing initial underwriting, and preparing comprehensive credit packages. You will analyze financial data, identify risks, and make sound credit recommendations that support responsible lending and long-term business success. In addition, you will: Perform in-depth credit analysis for new and existing commercial loan relationships, including renewals, modifications, and annual reviews Analyze business, personal, and global cash flow; income statements; balance sheets; collateral; and market/industry trends Identify credit risks and communicate findings to Business Development Officers and Senior Credit Officers Build and maintain strong relationships with internal teams and external partners to ensure efficient workflows Support micro-loan clients with initial counseling, referrals, and access to technical assistance programs

WHO YOU ARE?

You are analytical, detail-oriented, and thrive in a fast-paced lending environment. You bring strong judgment, problem-solving skills, and the ability to balance multiple priorities under pressure. You are confident working independently while collaborating across teams, and you handle sensitive financial information with discretion and professionalism.

You also bring:

Strong critical thinking and decision-making abilities Excellent verbal and written communication skills High attention to detail and accuracy The ability to maintain confidentiality at all times Solid organizational and time-management skills

MINIMUM QUALIFICATIONS AND COMPETENCIES

Education /

Background:

BS/BA in Finance/Accounting preferred 3-5 years relevant experience in commercial credit analysis Experience with 7a loans is a plus Other requirements: Able to work in office Monday through Friday

WHAT DOES CPLC OFFER YOU AS A VALUED EMPLOYEE?

We recognize that our success is driven by great talent - that's why we offer a comprehensive and competitive benefits package to support you and your family. Full-time employee's benefits below and click the link to see more: Generous Paid Holiday Employee Recognition Program Free Preventative Services & Wellness Rewards Medical, Dental, and Vision for Spouse/Domestic Partner & Children to age 26 Health Savings Account & Flexible Spending Account Life + Disability options Employee Assistance Program Telemedicine & Concierge Services 401(k) Retirement Plan Pet Care, Life Mart Purchase Discounts Tuition Reimbursement for qualifying degrees Mileage & Cell Reimbursement for qualifying roles Identity Theft Protection& Voluntary Benefits Chicanos Por La Causa, Inc. is an Equal Opportunity Employer. CPLC knows it takes variety of thought, culture, background, and perspective to create a truly impactful workforce. As CPLC grows, we are seeking talented employees with varying backgrounds, cultures, perspectives, and experiences to support our innovation and creativity. CPLC commits to a continued focus on fair and just hiring, training, promotional practices, and policies. We work for real change and progress in equal opportunity recruitment, hiring, and advancement.

Learn more by visiting https:

//www.eeoc.gov/poster

California Residents :

Chicanos Por La Causa, Inc and its subsidiaries will consider qualified applicants with a criminal history pursuant to the California Fair Chance Act. Find out more about the Fair Chance Act by visiting the Civil Right's Department Fair Chance Act webpage.