Credit Analyst Preferred Bank - 3.0 Irvine, CA Job Details Full-time $43,000 - $60,000 a year 11 hours ago Qualifications Opening bank accounts Portfolio monitoring Credit risk report Loan payment processing Mortgage lending Financial model construction Underwriting Financial model development Account maintenance Phone communication Team leadership Financial report writing Filing Mid-level Bachelor's degree in business administration Analysis skills Bachelor's degree Financial report interpretation Managing clients in a finance role Anti-Money Laundering (AML) compliance (compliance procedures implemented) Decision making Managing banking or lending client portfolios Coordination (loan closing) Credit history review Data interpretation Corporate finance analysis experience in risk and credit Real estate analysis experience in risk and credit Business Administration Customer support for financial loans Debt risk assessment Full Job Description The Credit Analyst is responsible for providing support to the credit and lending teams by analyzing financial statements, preparing credit memoranda, and assisting the underwriting commercial real estate loans. The role will review borrower and guarantor information, performs financial modeling, and assesses creditworthiness and risk in accordance with the Bank's policies and regulatory standards. Update credit files and review loan documentation. Follow up on insurance, monitor existing credit portfolios, and contact clients. Board loans by communicating findings and updates to relationship managers and senior credit officers. Knowledge of BSA, AML, and New Accounts to assist in the opening of the department's business deposit accounts. Preparing loan advances/paydowns and invoice payments for officer review and signature. Strong knowledge of Commercial Real Estate loan documentation. Ability to coordinate loan closing with the Bank's Note Department. Regular client interaction via email or phone for new credit and/or ongoing servicing of the loan portfolio.

QUALIFICATIONS

Bachelor's degree in business administration or related field preferred. Prior banking experience or relevant Commercial Real Estate lending experience preferred. Branch Operations/New Account background a plus. Excellent communication skills, both verbal and written. Excellent leadership and decision-making skills. Strong analytical and problem-solving skills.