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Fifth Third Bank
Dividend -Bilingual Loan Resolution Specialist (Collections)
Career Insights for Credit / Loan Counselor
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Based on Ohio data
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What they do
A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.
$45,104 / year median in Ohio
-14% projected decline
Job Description
Dividend
- Bilingual Loan Resolution Specialist (Collections) Fifth Third Bank
- 3.
GENERAL FUNCTION
The Loan Resolution Specialists work hand-in-hand across multiple departments including legal, compliance, operations, customer support and servicing. Providing the highest quality customer service while working with our customers to identify and remedy any issues that may arise. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating Concerns, and following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensuring that actions and behaviors drive a positive customer experience. Operating within the Bank's risk appetite, you will achieve results while consistently identifying, assessing, managing, monitoring, and reporting risks of all types.ESSENTIAL DUTIES & RESPONSIBILITIES
- Communicates with late stage delinquent customers via outbound collection calls/emails/texts u sing English and Spanish languages to resolve delinquency and reduce losses; recommends appropriate payment programs where applicable to assist customers experiencing a financial hardship
- Promptly handles inbound customer calls/emails/texts directly or transferred from third-party sub-servicer related to delinquency, hardship, complaints, system shut-off, or loan assumptions
- Communicates as necessary to third-party servicer account changes or required adjustments
- Confers with existing customers by telephone and/or email in an attempt to resolve escalated complaint issues not related to product/contractor performance
- Performs skip tracing activities as needed to locate and contact delinquent customers
- Document all customer interactions/account activities with concise and detailed account notes
- Adhere to all Dividend policies and procedures, including State and Federal collection regulations
- Other projects and duties as assigned
SUPERVISORY RESPONSIBILITIES
NoneMINIMUM KNOWLEDGE & SKILLS REQUIRED
- Fluent in English and Spanish languages .
- High School diploma or equivalent
- 3-4 years of Collections and Customer Service Experience
- Strong organizational skills and attention to detail
- Excellent written and verbal communication skills
- High-level proficiency in Microsoft Suite
- Ability to multitask, prioritize projects, and report to several managers
- A high level of enthusiasm, collegial attitude, and a willingness to perform a wide range of tasks
- Ability to work independently as well as collaboratively
- Desire to work in an entrepreneurial but highly professional culture
- Experience with Salesforce preferred Dividend
- Bilingual Loan Resolution Specialist (Collections) At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other.
com Careers page at:
https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.LOCATION
- Cincinnati, Ohio 45227 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes
- no matter how they are submitted
- will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.