Licensed Insurance Sales Agent Florida 440 or 220 License Required Ramco Insurance Agency West Miami, FL Job Details Full-time $90,000 - $300,000 a year 18 hours ago Benefits Paid time off Opportunities for advancement Qualifications Objection handling (sales technique) Term negotiation Spanish Customer relationship building Interpersonal skills Phone communication Client rapport building Insurance policy presentations English Sales presentations Business development Sales quoting Activity sales targets Insurance sales Account management Closing sales leads Sales follow-up Time management Full Job Description Overview Join Ramco Insurance as a Licensed Insurance Sales Agent and become part of an established, family oriented agency with a strong history of serving individuals, families, and businesses throughout South Florida. For more than five decades, Ramco Insurance has built lasting relationships by providing dependable guidance, responsive service, and insurance solutions tailored to each client's needs. As the agency continues to grow, we remain committed to maintaining the personal service, stability, and supportive team environment that have shaped our reputation. This is a sales focused position for motivated insurance professionals who want to build meaningful client relationships, increase their production, and grow within both Personal and Commercial Lines . You will manage inbound and outbound sales opportunities , assess client needs, prepare and present insurance quotes, explain coverage options, and guide clients through the purchasing process. With access to multiple carriers and insurance markets , you will be able to offer clients a broader range of solutions while continuing to expand your own knowledge and experience. This opportunity is ideal for someone who is confident on the phone, consistent with follow up, comfortable asking for the business, and motivated by both professional growth and income potential . Successful agents will have the opportunity to strengthen their insurance knowledge, develop into Commercial Lines production , and take on greater responsibility as the agency continues to expand. Responsibilities Respond promptly and professionally to inbound calls, referrals, online inquiries, and new insurance opportunities Conduct outbound calls and maintain consistent follow up through phone, text, and email Build trust with prospective and existing clients through friendly, knowledgeable, and professional communication Assess each client's insurance needs, risk exposure, budget, and coverage priorities Gather complete and accurate information required to prepare insurance quotes Quote, present, and sell Personal and Commercial Lines insurance products Explain coverage limits, deductibles, exclusions, discounts, payment options, and policy terms clearly Help clients compare available insurance options and make informed coverage decisions Address questions and overcome reasonable objections with patience and professionalism Confidently ask for the business and guide clients through the application and purchasing process Identify cross selling opportunities within new and existing client accounts Build long term relationships that support retention, referrals, and account growth Maintain accurate client information, notes, documents, and follow up activity within agency management and CRM systems Manage multiple active opportunities at different stages of the sales process Meet individual activity, sales, and production expectations Participate in ongoing sales coaching, insurance training, and professional development Stay informed about carrier guidelines, insurance market changes, product updates, and applicable regulations Collaborate with agency leadership and team members to resolve coverage questions and support more complex insurance risks Represent Ramco Insurance professionally during networking events, community outreach, and business development opportunities when needed Requirements Active Florida 440 or 220 insurance license in good standing is required Professional fluency in English and Spanish is required Previous insurance sales, customer service, telemarketing, or related sales experience is preferred Knowledge of Personal Lines products, including Personal Auto, Homeowners, Renters, Condominium, and Flood Insurance , is preferred Experience with Commercial Lines products, including General Liability, Commercial Auto, Workers' Compensation, Business Owners Policies, and Commercial Property , is a plus Strong communication, negotiation, and relationship building skills Friendly, professional, and comfortable speaking with clients from different backgrounds Comfortable making and receiving a high volume of phone calls Confident discussing pricing, presenting coverage options, handling objections, and asking clients for the sale Strong organizational and time management skills Ability to manage multiple prospects, quotes, and follow up tasks at once Dependable, accountable, professional, and attentive to detail Motivated by goals, production, career growth, and earning potential Receptive to coaching, feedback, and continued professional development Proficiency with Microsoft Office, agency management systems, CRM platforms, and insurance quoting technology is preferred Ability to work effectively in a fast paced, performance focused office environment Availability to work full time and in person at our Miami office Why Join Ramco Insurance? Ramco Insurance offers the stability of an established agency along with the opportunities available within a growing organization. Our team values professionalism, consistency, teamwork, and treating clients with care. Agents receive the support and resources needed to improve their skills while still being held to clear performance expectations.

Our agents benefit from:

An established and trusted presence in South Florida A friendly and collaborative office environment Access to multiple insurance carriers and competitive markets Personal and Commercial Lines sales opportunities Inbound and outbound sales opportunities Existing client cross selling opportunities Hands on training, coaching, and mentorship Support from experienced agency leadership Opportunities to develop into Commercial Lines production A consistent Monday through Friday schedule Paid time off No regularly scheduled weekends Long term advancement opportunities as the agency grows Agents who demonstrate strong performance, professionalism, consistency, and leadership ability may have the opportunity to advance into Commercial Lines, senior production, training, account development, or leadership responsibilities . This position offers performance based earning potential ranging from $95,000 to $300,000 annually . Individual compensation depends on experience, production, consistency, and sales results. The highest earnings are intended for experienced and consistently high producing agents and are not guaranteed. The complete compensation structure and production expectations will be reviewed during the interview. Schedule Monday through Friday 8:30 AM to 5:30 PM or 9:30 AM to 6:30PM Full time In person No regularly scheduled weekends If you are a licensed insurance professional who is ready to increase your production, expand your knowledge, and build a stable long term career with a supportive and growing agency , we encourage you to apply. Immediate interviews are available for qualified candidates.

Pay:

$90,000.00 - $300,000.00 per year

Work Location:

In person