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Personal Lines Underwriter
Career Insights for Insurance Underwriter (General)
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Based on Texas data
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What they do
An Insurance Underwriter evaluates and measures risk and advises businesses in insurance, banking and securities. Recommends customers to be approved for insurance coverage, and develops policies and premium levels. Reviews loan applications, evaluates credit-worthiness of loan applicants and analyzes the investment risk of a loan for the bank. Evaluates risk in different types of securities and advises clients on investments that will yield highest profits.
$73,861 / year median in Texas
-4% projected decline
Job Description
KEY RESPONSIBILITIES
Underwrite and rate new and renewal risks. Service new business accounts based on a defined set of underwriting guidelines. Develop relationships with agents by negotiating coverage terms and premiums. Assist agents with renewal and new business quotes. Develop rapport with company underwriters. Assist the department in meeting monthly production goals. Train agents on products, underwriting appetite and submission requirements.PREFERRED SKILLS / QUALIFICATIONS
College degree, Professional designations a plus. Minimum of 5 years Personal Lines underwriting experience in Company, MGA or Agency environment. Self-directed, efficient and detail oriented with the ability to multi-task. Strong organizational and analytical skills. Strong written & verbal communication skills Aptitude for critical thinking and problem resolution. High level of computer proficiency with experience on insurance company systems. Friendly, upbeat personality with strong written and oral communication skills. Inherent desire to embrace change and pursue continuous improvement. Team player with collaborative attitude. Prior retail agency experience a plus P&C license required South & Western General Agency, Inc. has been in business since 1974 and is the Premier Managing General Agency in the mid-south and southwest. We offer employees a pleasant work environment that challenges those who are seeking further career advancement. Our business segments consist of Specialty Personal Lines, Farm & Ranch, Specialty Commercial P&C and Commercial Transportation and are only distributed through retail independent agents. South & Western is an equal opportunity employer. We offer a competitive base salary and generous bonus program. Our benefits package is outstanding and includes health, dental, disability, 401k and paid time off. Email your Resume and Salary History to: . !Posted:
09/03/2026 Personal Lines Technician Full-Time Addison, TX We are seeking an Underwriting Technician in our Personal Lines Department. The principle responsibilities for this entry-level position are: Inputting Large Volumes of Data Into Various Systems Scanning /Indexing Consistent Labeling Desired Skills/Experience:
Detail Oriented Excellent Keyboard Skills 3+ Years of Office Work Experience High School & Some College Organized Efficient Team Player Strong Communication Skills Ability to Switch Focus QuicklySOUTH & WESTERN GENERAL AGENCY, INC
. has been in business since 1974 and is one of the Premier Managing General Agency in the mid-south and southwest. We offer employees a pleasant work environment that challenges those who are seeking further career advancement. Our business segments consist of Specialty Personal Lines, Farm & Ranch, and Specialty Commercial Lines and are only distributed through retail independent agents. We offer a competitive base salary in addition to a performance based bonus plan. Our benefits package is outstanding and includes: medical, dental, vision, paid time off and 401k. !Posted:
09/01/2026 Farm & Ranch Underwriting Assistant Full-Time Addison, TX South & Western is a Property & Casualty Managing General Agency writing 100+ million in annual premium seeing a Farm & Ranch Underwriting Assistant. Providing renewal and new business quotes to agents -corresponding with agents and companies regarding their policies -servicing agents requests for coverage changes Ordering various underwriting reports Policy issuancePREFERRED SKILLS/QUALIFICATIONS
Minimum 2 years P&C experience Outstanding oral and written communication skills Strong analytical and problem solving skills High level of computer proficiency Self-directed, energetic and detail oriented with the ability to multi-task.SOUTH & WESTERN GENERAL AGENCY, INC.
has been in business since 1974 and is one of the Premier Managing General Agency in the mid-south and southwest. We offer employees a pleasant work environment that challenges those who are seeking further career advancement. Our business segments consist of Specialty Personal Lines, Farm & Ranch, and Specialty Commercial P& C and Commercial Transportation and are only distributed through retail independent agents. We offer a competitive base salary in addition to a performance based bonus plan and Stock Purchase Program. Our benefits package is outstanding and includes: medical, dental, vision, paid time off and 401k. !Posted:
09/03/2026Benefits
- Paid Time Off (PTO)
- 401(k) Plans
- Employee Stock Options (ESOs)
- Bonuses/Stipends