Mortgage Underwriter Trust Mortgage Lending Corp Doral, FL Job Details Full-time | Contract $70,000 - $100,000 a year 1 day ago Benefits Paid jury duty Paid time off Parental leave Qualifications Underwriting guidelines adherence Home Mortgage Disclosure Act (HMDA) Cross-functional collaboration Cross-functional communication Full Job Description Trust Mortgage Lending Corp is looking for a sharp and detail-oriented Mortgage Underwriter to join our growing team in Doral, FL. This is your opportunity to play a critical role in the lending process, helping qualified borrowers achieve their homeownership dreams while managing risk with precision and expertise.

Responsibilities:

Analyze and underwrite residential mortgage loan applications in accordance with agency and investor guidelines Review borrower financial documents including income, assets, credit history, and employment verification Evaluate property appraisals and title reports to ensure collateral meets lending standards Issue loan decisions including approvals, suspensions, or denials with clear and compliant conditions Communicate underwriting decisions and conditions to loan officers and processors in a timely manner Ensure compliance with federal, state, and investor regulations including FNMA, FHLMC, FHA, and VA guidelines Manage a pipeline of loan files while meeting turnaround time expectations

Requirements:

3+ years of experience in mortgage underwriting, preferably in a direct underwriting role Proficiency with conventional, FHA, VA, and/or USDA loan programs Strong knowledge of DU (Desktop Underwriter) and/or LP (Loan Prospector) automated underwriting systems Solid understanding of federal mortgage regulations including RESPA, TILA, and HMDA DE (Direct Endorsement) certification a strong plus Exceptional analytical skills with a high level of attention to detail Strong written and verbal communication skills for cross-functional collaboration

About Us:

Trust Mortgage Lending Corp is a dedicated mortgage lending company based in Doral, FL, committed to providing borrowers with transparent, reliable, and efficient home financing solutions. Our clients trust us to guide them through every step of the lending process with integrity and expertise. We foster a collaborative, fast-paced work environment where talented professionals are empowered to grow their careers and make a real impact.

Pay:

$70,000.00 - $100,000.00 per year

Benefits:

Paid jury duty Paid time off Parental leave

Work Location:

In person