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Farmers and Merchants Bank

Loan Originator/Future Commercial Lender Position

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Job Description

Responsibilities Meet with customers to assess financial needs and recommend suitable loan products based upon business/personal goals and financial health Collect appropriate documentation from borrowers to successfully complete the loan approval process Analyze applicants' financial condition, projections, credit history, and collateral position to determine the client's creditworthiness Manage pipeline for loan origination through approval and closing Maintain high level of customer service and provide updates to the customer during the loan process Ensure all underwriting adheres to bank and regulatory requirements Ensure all loan documents are accurate, complete, and compliant with federal regulations and internal bank policies Co-ordinate closings and disbursements of loan proceeds. Maintain strong knowledge of loan policies, interest rates, and available bank products Monitor existing loan portfolios for performance (i.e. timely payments and requested financial information), renewals, and risk. Mitigate potential defaults through proactive client outreach Qualifications Prefer 3+ years of lending, banking, credit analysis, or related financial services experience, with demonstrated readiness to grow into a commercial lending role Trustworthy & Dependable Detail oriented Excellent communication skills Problem solving skills Ability to organize and prioritize tasks Bachelor's degree in business, finance, accounting, economics, agriculture business, or a related field preferred Prior customer service, banking, lending, or financial services experience preferred
Job Type:
Full-time Pay:
$48,000.00 - $75,000.00 per year
Benefits:
401(k) 401(k) matching Dental insurance Health insurance Health savings account Life insurance Paid time off Tuition reimbursement Vision insurance Ability to
Relocate:
Huntertown, IN 46748: Relocate before starting work (Preferred)
Work Location:
In person

Benefits

  • Paid Time Off (PTO)
  • Financial Aid/Assistance
  • 401(k) Plans
  • Health Insurance