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First Community Bank

BANKING: Commercial Lender

Career Insights for Loan Officer (General)

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What they do

A Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or other lender. Markets products and provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May specialize in loans to businesses or individuals, or in loans to buy real estate.

$101,882 / year median in Michigan

-25% projected decline

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Job Description

Great opportunity with a family owned, community focused bank. Develops and maintains working relationships with realtors, builders, CPAs, attorneys and individuals to solicit and originates commercial business . Identifies customer needs and recommends bank products and services.
RESPONSIBILITIES
Responsible for building positive relations within a community including realtors, builders, CPAs, attorneys and individuals Solicits and originates commercial loan business Assist commercial customers with commercial and residential loan applications as needed Cross-sell bank deposit and mortgage products and services to existing and potential commercial customers Assists in facilitating commercial loan closings and in loan processing. Participates in marketing strategy for commercial loan originations Develops and markets new commercial loan programs. Expert in regulatory, legislative and technological changes that affect commercial lending Promotes the bank's image in the community through participation in business, social and civic group activities Maintains a thorough audit trail and accurate records Assists in answering the telephone as necessary Perform other duties as assigned.
EDUCATION AND EXPERIENCE
Bachelor's degree or equivalent. Banking, finance or accounting degree preferred. Previous experience, sales training, and excellent communications skills required. Expertise with commercial banking and compliance.
JOB SPECIFICATIONS
Ability to work in a team environment. Strong sales skills. Excellent communication skills with customers. Ability to work with minimal supervision. Problem solving skills. FCB is an equal opportunity employer.