corporate lending.charlotte, north carolinaposted today job detailssummary$50 - $60 per hourcontractbachelor degreecategorycomputer and mathematical occupations reference 1362142 job details job summary: NA location: Charlotte, North Carolina job type: Contract salary: $50 - 60 per hour work hours: 8am to 4pm education: Bachelors responsibilities: Business Discovery RequirementsLead discovery workshops with Relationship Managers Credit Loan Officers Collateral Operations Risk Compliance and AuditDocument currentstate processes manual workarounds and pain points then define futurestate processesWrite epics user stories business rules and acceptance criteria and own backlog refinement with the Product OwnerCollateral Lifecycle ExpertiseCollateral acquisition registry onboarding classification and borrowerfacilityloan relationships including crosscollateralization and guaranteesValuation appraisals valuation history eligibility advance rates loantovalue LTV and coverage calculations and revaluation triggersLien perfection UCC filings continuations lien priority real estate mortgages titles and tracking perfection exceptionsInsurance management checking coverage adequacy tracking expirations and renewals and handling forceplaced insurance exceptionsCollateral release substitution full or partial releases approval workflows and legal documentationMonitoring exceptions periodic reviews covenant and borrowingbase monitoring exception aging escalation and remediationIntegration DataDefine functional integration requirements with AFS Vision Loan IQ nCino the customer master credit risk systems and enterprise document repositoriesSupport data migration from the legacy platform This includes data mapping cleansing rules reconciliation and coexistence with legacy trackers during the transitionDefine data quality rules and the attributes for the single authoritative collateral recordControls Reporting ComplianceSpecify makerchecker approvals segregation of duties audit trails and data retention requirementsDefine operational dashboards collateral inventory reports exposure and coverage reports and support for regulatory reportingMake sure requirements reflect US regulatory expectations for credit risk management and audits OCCFRBFDICDelivery SupportWork with the Architect developers and QA to prioritize capabilities core collateral controls first then automation then AIenabled capabilitiesSupport SIT and UAT triage defects prepare for business signoff and support training and goliveAdvise the bank on industry best practices for collateral management qualifications: Required Qualifications Deep knowledge of US commercial lending
CI CRE ABL
syndicated or participated loans and the credit approval and servicing lifecycle Handson experience with collateral operations UCC Article 9 perfection valuation and appraisal management insurance tracking and releases Functional experience with at least one of AFS Vision ACBS Loan IQ or nCino Proven experience writing requirements for large lending or collateral platform builds or migrations Experience with legacytonew platform data migration and reconciliation Strong Agile delivery experience Jira story writing backlog grooming Strong stakeholder management and facilitation skills comfortable leading workshops with senior bank business leaders Preferred Qualifications Experience on a custom nonpackaged collateral or lending platform build Exposure to collateral vendor products such as STOC SageworksAbrigo or Moodys Understanding of API and eventdriven integration concepts Familiarity with AIenabled document extraction or intelligent monitoring use cases Certifications such as CSMCSPO CBAP or a commercial lending or credit certification Background as a commercial credit analyst loan officer or collateral operations lead at a US bank skills: API,data mapping,data migration,data retention,document extraction,Jira,acceptance criteria,UAT,Audit,audits,automation,backlog refinement,backlog grooming,business rules,calculations,CBAP,collateral management,commercial lending,commercial credit,Advise,Corporate Lending,story writing,credit risk management,Agile delivery experience,facilitation skills,Insurance management,Business Discovery,legal documentation,loans,Operations Risk,QA,real estate,regulatory reporting,use cases,writing requirements,revaluation,segregation of duties,Strong stakeholder management,Reporting Compliance,triage,UCC,user stories,workflows
Equal Opportunity Employer:
Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.
At Randstad Digital, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact HRsupport@randstadusa.com. Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Randstad Digital offers a comprehensive benefits package, including: medical, prescription, dental, vision, AD&D, and life insurance offerings, short-term disability, and a 401K plan (all benefits are based on eligibility). This posting is open for thirty (30) days.