Personal Banker

Personal Banker 3.9 3.9 out of 5 stars 3210 W Division St, Saint Cloud, MN 56301 From $23 an hour - Full-time American National Bank of Minnesota 8 reviews From $23 an hour -

Full-time Job Title:

Personal Banker Employment Type:

Full-Time Job Summary American National Bank of Minnesota is seeking a customer-centric Personal Banker to join our St. Cloud team. In this role, you will be the face of our branch, handling everything from daily transaction processing to high-level treasury management support and consumer lending. You will play a vital role in building lasting relationships with our retail neighbors and large commercial clients alike. The ideal candidate thrives in a collaborative environment and takes pride in delivering the personalized service that sets community banking apart. Core Responsibilities 1. New Accounts & Relationship Management Open and maintain retail and commercial deposit accounts using the Fiserv core system. Recommend appropriate products and services. Resolve customer inquiries, errors, and account discrepancies efficiently and politely. 2. Commercial Customer Support Act as a key point of contact for large commercial clients utilizing cash management tools. Consult with commercial clients to identify needs and introduce business services such as ACH and Remote Deposit Capture (RDC). 3. Teller Functions Process routine transactions (deposits, withdrawals, loan payments) accurately utilizing Fiserv teller modules. Accurately handle and maintain an individual teller drawer within established cash limits. Balance cash drawer daily and adhere strictly to all internal audit and security procedures. 4. Consumer Lending Identify consumer loan opportunities (auto, personal, home equity) through daily customer interactions. Interview applicants, collect financial data, and assist in navigating the loan application process. Route completed applications to underwriting and follow up to ensure a smooth closing process. 5. Compliance & Security Maintain strict adherence to all banking regulations (BSA, AML, KYC, Reg CC, Reg E, etc.). Complete all mandatory annual compliance training. Protect customer confidentiality and secure bank assets at all times.

Required Qualifications & Skills Experience:

2+ years of retail banking experience, preferably within a community bank setting.

Skills:

Demonstrated experience managing a cash drawer and opening complex new accounts.

Lending Knowledge:

Basic understanding of consumer credit and lending processes.

Communication:

Exceptional verbal and written communication skills with a strong professional demeanor.

Education:

Bachelor's degree preferred.

Job Type:

Full-time Pay:

From $23.00 per hour

Benefits:

401(k) 401(k) matching Dental insurance Flexible spending account Health insurance Health savings account Life insurance Paid time off

Work Location:

In person