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Tata Consultancy Services Limited

Payments Business Analyst

Entry-Level JobVerifiedNo experience needed

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What they do

A Business Analyst provides strategic management consulting to companies and businesses. Advises on ways to improve operations, increase efficiency, reduce costs and increase revenues; may recommend systems or organizational change. May specialize in an area of business practice or a specific industry; may also specialize in consulting with government agencies.

$103,856 / year median in Delaware

-28% projected decline

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Job Description

Payments Business Analyst We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms. Must Have Technical/Functional Skills 1. Business & Functional Analysis
  • Gather, analyze, and document business requirements for payments initiatives
  • Translate business needs into clear functional specifications and user stories
  • Conduct gap analysis between existing and proposed payment systems
  • Create BRDs, FRDs, use cases, process flows, and functional specs 2. Payments Domain Expertise
  • Work across key payments areas: o Wire Payments (SWIFT, Fedwire, CHAPS) o
ACH / SEPA
o Real-Time Payments (RTP) / Faster Payments o Cards & Merchant Payments
  • Understand end-to-end payment lifecycle: o Initiation → Validation → Clearing → Settlement → Reconciliation Domain Skills
  • Strong experience in Payments (mandatory)
Knowledge of:
o
ISO 20022
o SWIFT messaging (MT/MX) o Payment hubs / core banking systems Salary Range- $90,000-$130,000 a year #LI-CO1 #LI-SN1