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Brayboy Agency

Life Insurance Broker

Career Insights for Life / Health Insurance Sales Agent

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Scorecard

Based on Virginia data

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What they do

A Life or Health Insurance Sales Agent sells life insurance or health insurance to customers, working on behalf of an insurance company or independent insurance agent or broker. Evaluates the insurance coverage needed by a customer and proposes insurance packages and prices. Life insurance agents may sell policies or annuities, and assist clients or beneficiaries with getting insurance claims processed. Health insurance agents may negotiate rates for employers, explain plans and benefits to employees, and help clients to file or resolve health insurance claims. Life and health insurance sales agents may earn commissions for sales.

$78,036 / year median in Virginia

-16% projected decline

Explore Career

Job Description

Job Overview We are seeking a dynamic and motivated Life Insurance Broker to join our team and drive our mission of providing comprehensive insurance solutions to clients. In this role, you will actively engage with prospective clients through outside sales efforts, offering tailored life insurance policies that meet their unique needs. Your expertise in customer relationship building, negotiation, and insurance products will empower you to educate clients on the benefits of life insurance while ensuring compliance with industry regulations. This position offers an exciting opportunity to grow your sales career within a supportive environment that values proactive communication and client satisfaction. Duties Develop new business opportunities through outside sales, telemarketing, and community outreach initiatives to expand the client base Conduct detailed needs analysis with clients to recommend suitable life insurance policies and coverage options Negotiate policy terms and premium rates to secure favorable agreements for clients while meeting company standards Build and maintain strong customer relationships by providing exceptional service, ongoing support, and benefits administration guidance Manage sales administration tasks including CRM system updates, policy documentation, and follow-up communications Stay current on insurance regulation changes, health insurance trends, and product knowledge to effectively advise clients Collaborate with underwriters and other insurance professionals to ensure accurate policy issuance and compliance Skills Proven experience in outside sales, retail sales, or telemarketing within the insurance industry or related fields Strong negotiation skills with the ability to close deals effectively while maintaining client trust Excellent communication skills in multiple languages; bilingual abilities are highly valued for diverse client engagement Proficiency in Microsoft Office applications and CRM systems for sales tracking and client management Deep understanding of life insurance products, including benefits administration Knowledge of insurance regulation standards and compliance requirements across different jurisdictions Analysis skills to assess client needs accurately and recommend appropriate coverage options Customer service orientation with a focus on building long-term client relationships Join us as a Life Insurance Broker and be part of a vibrant team dedicated to making a meaningful difference in people's lives through expert advice, personalized service, and innovative insurance solutions. Your proactive approach and passion for sales will help you thrive in this energetic role!
Pay:
$75,000.00 - $125,000.00 per year
Benefits:
Flexible schedule
Work Location:
In person