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Intern - Tiffin Lending Office (Summer 2027)
Career Insights for Loan Officer (General)
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Scorecard
Based on Ohio data
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What they do
A Loan Officer assists customers who apply for loans, and solicits loan applications on behalf of a bank, mortgage broker or other lender. Markets products and provides information on types of loans available, gathers financial and credit information needed to evaluate loan applications; guides the application and approval process. May specialize in loans to businesses or individuals, or in loans to buy real estate.
$67,153 / year median in Ohio
-25% projected decline
Job Description
Responsibilities Interns are expected to:
Learn about the Farm Credit System, AgCredit's operation, its products and services, and the primary job functions of branch positions. Develop the skills necessary to effectively promote AgCredit's business by understanding how to make a sound credit decision, how to market AgCredit's products and services and how to service existing customers. Complete assignments and projects both at association and branch levels as assigned and within the specified timeframe. Submit a written evaluation of the internship experience to the Human Resources Administrator during the last week of the internship. To accomplish the above objectives and goals, the intern will: Attend the intern orientation, training programs and become familiar with other written materials. Review information packet If assigned, participate in project orientation, all related calls thereafter and contribute towards achieving a positive result of the group project. Review numbered memoranda relative to assignment Shadow and work closely with designated team member(s) to understand: various job functions products and pricing processing systems and loan documents Participate in field visits with Account Officers Be exposed to different size and type loans Assist with inspections and appraisals Attend community events, if applicable Promote cash management convenience products Discuss and analyze financial information Understand balance sheets and income statements Learn key ratios and their importance in the decision process Be able to interpret a credit report Sit in and observe the application process Be exposed to different customers (Commercial vs. Lifestyle) Be exposed to new customers versus the servicing of an existing customer Attend branch team meetings Experience interaction of group meeting dynamic Learn sales skills Generate ideas for branch success Assist with branch appreciation event, if applicable Attend loan closings Be exposed to the documents involved with a loan See the interaction between members and all others involved with putting a loan package together. Obtain referrals from new customer Shadow select Admin employees Obtain a general understanding of the admin functionKnowledge, Skills and Abilities Education:
At least one year of post-secondary education and be working towards a 2 or 4 year degree Reside in one of the counties serviced by AgCredit and have an interest in Agriculture and/or Agriculture Business. Excellent communication (written and oral) and presentation skills. Knowledge of structure and content of the English language to include the meaning and spelling of words, rules of composition, and grammar Ability to communicate information and ideas in writing and speaking so others will understand Ability to operate a personal computer and related software including word processing and spreadsheet applications. Ability to travel for training. Internship Experience Exposure to the organization and agricultural lending Opportunity to job shadow a variety of positions Attend trainings to further your understanding of agricultural lending and other agricultural topics Positive, upbeat, and friendly work environment Hands on, real world job experience Network with others in the organization and industry Schedule Monday to Friday, 8:00am-4:30pm Diversity Statement / EEO Statement We are an Equal Opportunity Employer. AgCredit strives to recruit, hire, train, and promote individuals without regard to race, color, religion, sex, national origin, age, disability, parental status, marital status, political affiliation, military service, or any other non-merit based factor. EOE including disability/veterans.Benefits
- Dental Insurance