Manager - Data Science

Manager - Data Science American Express - 4.1 New York, NY Job Details Full-time $103,750 - $174,750 a year 4 hours ago Benefits Paid parental leave Visa sponsorship Health insurance Dental insurance Parental leave Vision insurance Life insurance Retirement plan Qualifications Revenue growth Statistics Financial forecasting Power BI Data visualization software proficiency Machine learning/AI-based analysis Statistics Computer Science Market analysis Automation Bachelor's degree in statistics Big data Bachelor's degree in finance Bachelor of Science Mathematics Mid-level 3 years Finance SQL Analysis skills Presentation skills Bachelor's degree Decision making Master of Science Master's degree in finance Master's degree in statistics Master's degree in computer science Quantitative analysis AI Cross-functional collaboration Project leadership Data-driven decision making Communication skills Cost-benefit analysis (CBA) Python Cross-functional communication Database software proficiency Full Job Description About Credit & Fraud Risk Finance Credit & Fraud Risk Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and credit-risk related insights through deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity. The CFR Financial Insights Team is a project-based team committed to providing insightful analytics and informed recommendations to drive profitable growth. How will you make an impact in this role? This Manager role sits within Risk Finance and partners closely with Credit & Fraud Risk, Finance LFOs, EFP&A, Investor Relations, Marketing, Investment Optimization, and of course Technology to support enterprise decision‑making, planning, and forecasting. The role combines deep analytical expertise, AI‑enabled insight generation, automation leadership, and core TM1 ownership for critical finance and risk processes. You will lead complex, cross‑functional analytics that link risk actions to customer behavior, financial outcomes, and loss metrics, while also modernizing how insights and forecasts are produced through advanced analytics and automation. You'll influence and inform cross-enterprise strategic decision-making by performing nuanced analytics on card member and segment behavior as well as peer and industry trends, always keeping in mind profitability expectations and impact to losses. You'll evaluate actions/initiatives that span multiple businesses and produce cost/benefit analyses that quantify how the initiatives will increase revenue or reduce credit write-offs to inform prioritization of investment dollars. You'll drive awareness of data / insights / market / portfolio trends across businesses and proactively identify opportunities for analysis. You'll extract forward-looking insights that guide planning and forecasting assumptions within Risk Finance and across Corporate Planning. You'll contribute to our positive team culture by sharing knowledge and feedback with your colleagues, actively engaging in team discussions, and sharing ideas for how to continuously improve our collaboration and culture.

Minimum Qualifications:

3+ years of relevant experience in finance, risk analytics, or related analytical roles. BS/MS in Finance, Mathematics, Statistics, Computer Science, or a related quantitative field. Strong analytical skills with hands‑on experience working with large, complex datasets. Proficiency in SQL; strong experience with Python for analytics and automation. Demonstrated ability to translate complex analytical concepts into clear business insights. Excellent written and verbal communication skills, with experience presenting to senior management. Strong organizational, problem‑solving, and stakeholder‑influencing skills.

Preferred Qualifications:

Experience partnering with data science teams on advanced analytics or AI‑enabled initiatives. Experience with Power BI or other data visualization tools. Hands‑on experience with IBM TM1 / PAW or similar enterprise planning systems. Familiarity with Lumi or large‑scale data environments is a plus. Proven track record of driving automation or process modernization in a finance or risk context. Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions. At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives 6% Company Match on retirement savings plan Free financial coaching and financial well-being support Comprehensive medical, dental, vision, life insurance, and disability benefits Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities For a full list of Team Amex benefits, visit out Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster.