VP, Auto Lending Strategy Position Available In Spartanburg, South Carolina

VP, Auto Lending Strategy Location:

Spartanburg, SC, United States Description At American Credit Acceptance (ACA), we are building a company that will stand the test of time. We seek to fulfill our mission — to enable the emerging credit consumer to purchase affordable and reliable transportation — by operating with integrity, partnership, humility, and initiative. We are equally committed to helping our customers improve their credit and achieve long-term financial stability. Our work environment is collaborative and challenging, empowering associates to grow both professionally and personally. We invest in our people because we believe they are the driving force behind our success. Position Summary
We are seeking a Vice President, Auto Lending Strategy to lead key originations activities, including funding and underwriting auto loans. This executive leader will play a critical role in shaping ACA’s future by developing lending strategies that drive long-term growth, optimize loan performance, and strengthen customer relationships.

Key Responsibilities:

The VP, Auto Lending Strategy will:
Lead and scale ACA’s originations function with a focus on underwriting and funding performance
Create and maintain a culture aligned with ACA’s Guiding Principles, fostering accountability, ownership, and teamwork
Define and execute strategic plans to improve credit quality, funding efficiency, and risk mitigation
Set performance goals and manage team results, identifying opportunities to increase effectiveness and productivity
Collaborate cross-functionally with leaders in Credit Risk, Operations, Compliance, and Technology to align on process improvements and ensure regulatory adherence
Monitor performance analytics and generate insights that inform strategic decisions and drive continuous improvement
Mentor and develop team leaders, promoting internal mobility and career growth across the organization
Represent the lending team in executive-level discussions, offering data-driven recommendations and strategic input to support overall company goals.

Qualifications Experience, Knowledge and Education:

10+ years of experience in a Service Operations Environment
5+ years of experience with people management and leadership
Supervisory Responsibility
This position will supervise a team of Specialists, Supervisors, and Managers. Work Schedule and Travel
This is a full-time position with a work schedule of Monday – Friday with some schedule variations as needed. This position will require up to 10% travel.