Senior R&D Engineer – Hybrid Position Available In Calhoun, Alabama

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RegularYour opportunityAt Schwab, you areempowered to make an impact on your career. Here, innovativethought meets creative problem solving, helping us “challenge thestatus quo” and transform the finance industry together. – -SchwabTechnology Services (STS) Research & Development team isresponsible for exploring innovative technologies and identifyingways that organizations throughout Schwab might benefit from theirapplication. -We are seeking a new member of Schwab’s Research &Development team with experience in blockchain and digital assets,while also possessing a strong foundation in general softwaredevelopment and architecture. A key area of exploration willinclude crypto wallet capabilities-such as security,infrastructure, and usability-given their growing relevance to thefuture of digital finance. In addition, the candidate may alsocontribute to other R D initiatives, including in areas likeAI/ML/GenAI, Spatial Computing, Cloud Native Design, or DigitalTrust. -This role is perfect for someone who thrives on innovation,brings a strong architectural mindset, enjoys solving complextechnical challenges, and wants to shape the future of financialservices technology. Act as a technical thought leader, driving innovation acrossmultiple R D initiatives through development ofproof-of-concepts Clearly explain complex technical ideas to business partners ina way that helps them understand the impact and possibilities,bridging the gap between tech and strategy Design and prototype solutions for wallet infrastructure,private key management, multi-signature and threshold cryptography,and integration with traditional financial systems Evaluate different blockchain architectures, smart contractframeworks, and tokenization methodologies to assess theirapplicability to our business Stay at the forefront of blockchain innovation, identifying newopportunities in digital identity, decentralized finance (DeFi),tokenized securities, and interoperability Contribute to the company’s blockchain and digital assetsstrategy through whitepapers, presentations, and internal educationinitiatives Engage with industry consortia, regulators, and technologypartners to understand emerging trends and best practices Support other R D initiatives in areas like AI/ML,cloud-native application design, spatial computing, and digitalidentity/trust, contributing architectural insight and cross-domainthinkingWhat you haveRequired Qualifications Bachelor’s degree in computer science or related field 10+ years progressive software development & engineeringexperience, building technical skills across a breadth oftechnologies 10+ years demonstrating strong analytical skills and ability totranslate research findings into real-world applications 10+ years proficiency with multiple programming languages suchas Solidity, Rust, Python, Go, or Java 3+ years of experience in blockchain development, crypto assetmanagement, or related fields 3+ years experience in one or more emerging technology areaoutside of crypto technology: e.g. AI/ML/GenAI, Spatial Computing,Cloud Native Design, Digital Trust 3+ years experience developing secure wallet solutions,including key management (MPC, HSMs, cold storage, custodial vs.non-custodial models) 3+ years familiarity with tokenization of assets, includingsecurities, stablecoins, and smart contracts (ERC-20, ERC-721,ERC-1155, etc.) 3+ years experience with cryptographic protocols, DeFiapplications, and blockchain interoperability solutionsPreferredQualifications Master’s degree in computer science or related field Full-stack product development experience Experience within fintech, financial institutions, ortechnology-driven R D teams Knowledge of regulatory and compliance frameworks related todigital assets (SEC, FINRA, AML/KYC, MiCA) Prior experience working at a financial institution, fintech,or blockchain startup Hands-on experience with Zero-Knowledge Proofs (ZKPs),Decentralized Identity (DID), or Central Bank Digital Currencies(CBDCs) Understanding of financial services infrastructure, includingpayments, settlements, and capital markets What’s in it for youAt Schwab, we’re committed to empowering ouremployees’ personal and professional success. Our purpose-driven,supportive culture, and focus on your development means you’ll getthe tools you need to make a positive difference in the financeindustry. Our approach balances our ongoing commitment to workplaceflexibility, serving our clients, and our strong belief in thevalue of being together in person on a regular basis.

We offer acompetitive that takes care of the whole you – both today and inthe future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbaticalafter every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance