Claims Examiner-Employment Practices Position Available In Charleston, South Carolina
Tallo's Job Summary: As a Claims Examiner-Employment Practices at USLI in North Charleston, SC, you will assess coverage, liability, and damages for claims. Responsibilities include investigating claims, managing adjusters, assessing liability, and collaborating with various teams. Qualifications include a law doctoral degree, 2 years of experience, and strong communication skills. The position offers a salary range of $60.1K - $98.6K a year, benefits, and the opportunity to work remotely 5 days a month.
Job Description
Claims Examiner-Employment Practices
USLI – 4.3
North Charleston, SC Job Details Full-time Estimated:
$60.1K – $98.6K a year 2 days ago Benefits Health insurance Dental insurance 401(k) Paid time off Vision insurance Referral program Qualifications Law Doctoral degree Doctor of Law Senior level 2 years Communication skills
Negotiation Full Job Description Your Role:
You’ll play a critical role in evaluating coverage, liability, and damages for each unique claim. You’ll collaborate across teams and with external stakeholders to effectively investigate, negotiate, and resolve claims.
Key Responsibilities Coverage Analysis :
Review initial loss notices and policy terms to confirm coverage; draft disclaimers and reservation of rights letters as appropriate.
Claims Investigation :
Conduct in-depth investigations, including liability and damages evaluations, interviews, site visits, and evidence collection.
Adjuster Oversight :
Engage and direct independent adjusters, managing all phases of the investigative process.
Liability Assessment :
Interpret statutes and case law to evaluate liability exposure and ensure equitable contribution from all involved parties.
Reserve Management :
Establish and adjust reserves accurately to reflect the evolving nature of each claim.
File Oversight :
Proactively handle claim files, negotiate settlements with claimants or attorneys, oversee defense counsel, and ensure efficient litigation strategy.
Reporting & Documentation :
Prepare reserve authority requests, reinsurance updates, serious loss reports, and formal coverage communications.
Cross-Functional Collaboration :
Coordinate with underwriting, compliance, and actuarial teams to support sound risk practices and product integrity.
What You’ll Bring Analytical Mindset :
Strong critical thinking and problem-solving skills, particularly in evaluating liability and damages.
Effective Communicator :
Clear and professional written and verbal communication with internal and external stakeholders.
Negotiation Skills :
Confident decision-making with the ability to manage negotiations and resolve conflicts.
Strong Organization :
Proven ability to prioritize and manage multiple tasks efficiently.
Technical Expertise :
Familiarity with insurance coverage concepts, negligence law, and claims practices.
Qualifications Experience :
Associate Claims Examiner:
Minimum 2 years
Claims Examiner:
Minimum 7 years Background in adjusting, claims handling, legal work (e.g., paralegal or attorney), or other relevant roles.
Preferred Expertise :
Claims experience with Employment Practices Liability , Directors & Officers (D&O) , and/or Errors & Omissions (E&O) policies.
Additional Assets :
Multi-jurisdictional knowledge, advanced degrees, and/or a Juris Doctor (JD). Passion and drive can be just as important as experience. If you’re excited about this opportunity, we’d love to hear from you! Position affords 5 days per month to work remotely
Job Type:
Full-time Expected hours: 35 per week
Benefits:
401(k) Dental insurance Health insurance Paid time off Referral program Vision insurance
Schedule:
Monday to
Friday Work Location:
In person
