Personal Lines Claims Examiner Position Available In Charleston, South Carolina
Tallo's Job Summary: The Personal Lines Claims Examiner position offers a full-time job with benefits such as health insurance and paid time off. Responsibilities include coverage review, investigation, claims management, and cross-team collaboration. Qualifications range from 2+ to 7+ years of relevant experience in claims handling. This role allows for up to five remote workdays per month and requires in-person work.
Job Description
Personal Lines Claims Examiner 4.3 4.3 out of 5 stars 4105 Faber Place Dr, North Charleston, SC 29405
Your Role:
You’ll play a critical role in evaluating coverage, liability, and damages for each unique claim. You’ll collaborate across teams and with external stakeholders to effectively investigate, negotiate, and resolve claims. Responsibilities Coverage Review Review the first notice of loss and policy details to confirm coverage Prepare disclaimers and reservation of rights letters when necessary Investigation & Analysis Conduct detailed investigations, including liability and damages assessments Interview witnesses, inspect scenes, and gather evidence Retain and direct independent adjusters in managing investigations ✅ Claims & Litigation Management Apply statutory and case law to evaluate liability exposure Maintain accurate reserves reflecting claim developments Manage claim files, negotiate settlements, and oversee defense counsel Prepare key reports, including reserve authority requests and reinsurance reports Cross-Team Collaboration Provide updates and collaborate with underwriting, compliance, and actuarial teams to maintain healthy products What You Bring Problem-Solving Skills
- Ability to analyze and creatively resolve liability and damage evaluations Communication
- Strong verbal and written communication to interact with all stakeholders Negotiation Expertise
- Confident decision-making and effective negotiation strategies Organizational Skills
- Ability to manage multiple priorities efficiently Technical Knowledge
- Understanding of insurance coverage, negligence law, and claim evaluation
Qualifications Associate Claims Examiner:
Minimum 2+ years of relevant experience
Claims Examiner:
Minimum 7+ years of relevant experience Prior experience as an examiner, adjuster, paralegal, attorney, or similar role Personal lines claims handling experience preferred Multi-jurisdictional experience or an advanced degree (e.g., JD) is a plus Passion and drive are just as important as experience—if you’re excited about this opportunity, we’d love to hear from you!
Work Arrangement:
This position allows for up to five remote workdays per month
Job Type:
Full-time Benefits:
401(k) Dental insurance Employee assistance program Health insurance Paid time off Professional development assistance Referral program Tuition reimbursement Vision insurance
Schedule:
Monday to
Friday Work Location:
In person
