Compliance Testing Manager Position Available In Cumberland, Maine

Compliance Testing Manager at TD Bank in

Portland, Maine, United States Job Description Work Location:

Greenville, South Carolina, United States of America Hours:

40

Pay Details:

$86,840 – $130,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Compliance Job Description:

Why Work with Us? At TD Bank US Compliance, we’re on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you’ll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it’s about creating a culture of compliance that will cascade throughout the organization. The Ideal Candidate The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. In this role, you’ll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we’re looking for someone with an entrepreneurial mindset-someone who can “roll up their sleeves”, takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank’s compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you’ll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards. management areas, broader organization, and enterprise as appropriate.

Department Overview:

U.S. Compliance Testing (USCT) is a centralized compliance testing team within the Compliance Department that conducts independent, risk-based compliance testing to assess the effectiveness of operational procedures and key controls over regulatory compliance. This Compliance Testing Manager role will play a key part in the Bank’s second line Compliance oversight over the validation of regulatory compliance issues. This role will be directly responsible for leading execution of ongoing validation of regulatory compliance issues. Testing will specifically assess compliance with applicable consumer protection laws, rules, and regulations (e.g., Reg. B, Equal Credit Opportunity Act; Reg. Z, Truth in Lending Act; Reg. X, Real Estate Settlement Procedures Act; Reg. DD, Truth in Savings; Reg. V, Fair Credit Reporting Act; Servicemembers Civil Relief Act; UDAAP; etc.). The role will work closely with other colleagues across the Compliance Department and will routinely interact with business line management from both the first and second lines to strengthen the overall Compliance Management System at TD Bank. Prior testing, audit or business operations experience in areas involving regulatory compliance will be vital to successfully performing this role. Please review the preferred background & experience section below as you consider this opportunity. The above details are specific to the role which is outlined in the general summary below.

Job Summary:

The Compliance Testing Manager is responsible for planning and overseeing independent Compliance testing completed by specialists. May execute some independent testing as applicable. This role provides subject matter expertise on Compliance controls/processes and is responsible for leading all phases of the assigned testing engagement.

Depth & Scope:

+ Works independently and be accountable for acting as a lead in executing engagements and provides work direction to others on those engagements + Considered subject matter expert in Compliance testing methodologies + Provides subject matter expertise and/or guidance to various stakeholders and team members + Advanced knowledge of external competition, industry and/or market trends in relation to own function/business + Scope of role may have enterprise impact + Undertakes and completes a variety of complex projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise + Independently performs concurrent multiple reviews and related tasks from end to end + May act as highest point of team escalation for resolution and provides direction to resolve issues or escalates

Education & Experience:

+ Undergraduate degree or equivalent work experience + 7+ years of experience

Preferred Background & Experience:

+ Prior testing, audit or business operations experience in areas involving regulatory compliance. + Prior experience with execution of testing or audit activities, specifically with regards to findings and issues management. + CRCM and/or CIA certifications. + Experience with banking consumer protection laws, rules, and regulations (e.g., Reg. B, Equal Credit Opportunity Act; Reg. Z, Truth in Lending Act; Reg. X, Real Estate Settlement Procedures Act; Reg. DD, Truth in Savings; Reg. V, Fair Credit Reporting Act; Servicemembers Civil Relief Act; UDAAP; etc.) + Detail oriented and well-developed organizational, time management and project management skills. + Strong verbal and written communication skills. + Ability to manage multiple tasks and competing priorities. + Proficiency with Microsoft Office applications.

Customer Accountabilities:

+ Executes and manages testing activities in accordance with established standards and strategic direction to achieve completion within target timelines + Executes follow-up on findings raised from testing engagements in accordance with established standards + Conducts skilled analytical research and analysis as part of testing engagement and initiatives + Understands risk identification, risk analysis, and risk mitigation according to regulatory requirements and best business practices + Develops strong relationships and works collaboratively with key partners + Oversees/leads the testing engagement, including communications and the reporting processes + Provides subject matter expertise and/or input to projects/initiatives as a representative for area of specialization + Proactively identifies matters which require additional attention, further escalation, or review, and liaises with the appropriate staff to resolve

Shareholder Accountabilities:

+ Prioritizes and manages workload to deliver quality results and meet testing timelines + Contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for area of responsibility + Adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines + C