HMDA & CRA Compliance Specialist / Meridian, MS Position Available In Lauderdale, Mississippi

This Position is for a

HMDA &CRA

Compliance Specialist with a work location in Meridian, MS.Specialsit Job Description

• HMDA & CRA

  Specialist

• Classification:

• Non-Exempt
• Reports to:
• Compliance Manager
• Summary/Objective
• The

HMDA & CRA

Specialist is responsible for the tracking and analysis of lending data consistent with the requirements of the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA).

• Primary Functions
• 1.

Identify and review HMDA and CRA reportable applications across all business lines, in accordance with established policies and procedures, to ensure regulatory compliance.2. Confirm that all errors found during data integrity review are corrected.3. Maintain geocoding on all HMDA and CRA reportable properties.4. Create and maintain assessment area maps.5. Provide location maps and reports for the Community Development Officer.6. Establish and maintain effective communication with production and operations staff in order to resolve any inconsistencies in HMDA and CRA data and to recommend changes as needed to ensure the accuracy of the data.7. Report any potential concerns about non-compliance with HMDA or CRA regulatory requirements to the Compliance Manager.8. Assist Compliance Manager with HMDA and CRA submissions while ensuring the accuracy of Loan Application Registers.9. Work with the Compliance Manager on review of any internal or external HMDA and CRA audits, identifying systemic errors, coordination of training for staff as needed, and preparing responses to said audits.10. Maintain a good working knowledge of the requirements of the Home Mortgage Disclosure Act and Community Reinvestment Act.

• Secondary Functions
• 1.

Assists other departments with CRA and HMDA-related issues.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Supervisory Responsibility
• This position has no supervisory responsibilities.
• Work Environment
• This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
• Physical Demands
• 1. Prolonged periods working at a desk
• Position Type/Expected Hours of Work
• This is a full-time position. Days and hours of work are Monday through Friday, 8:00 a.m. to 5:00 p.m.
• Travel
• Minimal travel is expected for this position.
• Required Education, Experience, and Skills
• 1.

High school graduate or GED and either Associate’s Degree or 2 years of related experience.2. Working knowledge of Microsoft Office products, specifically Word and Excel.3. High degree of accuracy and attention to detail.4. Ability to identify potential problems quickly and find effective resolutions.5. Excellent oral and written communication skills.6. Ability to effectively prioritize tasks and maintain order.

• Preferred Education and Experience
• 1. Bachelor’s degree or 3 years of related experience.2. Lending or lending operations experience.
• Other Duties
• Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job.

Duties, responsibilities and activities may change at any time with or without notice.

Equal employment opportunity, including veterans and individuals with disabilities