Credit Analyst Position Available In Tuscaloosa, Alabama

Credit Analyst BankFirst Financial Services 1418 Mcfarland Boulevard North, Tuscaloosa, AL 35406 A Credit Analyst for BankFirst will assess the creditworthiness of individuals or businesses seeking loans and analyze financial data ensuring compliance with lending protocols.

Credit Analyst Job Responsibilities:

 Gathers and analyzes loan applicants’ financial data to evaluate risk.  Assesses creditworthiness of individuals, companies, and institutions.  Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.  Completes quality Annual Credit Memos.  Analyzes data to verify information.  Communicates credit decisions and policies to fellow employees and credit applicants.  Oversees credit document preparation.

Credit Analyst Qualifications/Skills:

 Knowledge of commercial credit products, market trends, and/or loan procedures  Attention to detail  Analytical and critical thinking skills  Quantitative skills  Strong time management and multitasking skills  Strong communication skills  Project management  Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise  Strong interpersonal and customer service skills, including the ability to form and maintain client and business relationships  Business acumen  Discretion and a dedication to protecting the financial privacy of clients, business partners, and employer

Education, Experience, & Licensing Requirements:

 Bachelor’s degree in business, accounting, economics, or finance, master’s degree a plus  Experience using spreadsheet software  Basic understanding of accounting, statistics, and economics  Previous experience as a credit analyst or loan officer preferred BankFirst is an EO employer- M/F/Veteran/Disability/Sexual Orientation/Gender Identity