Credit Analyst II Position Available In Lee, Florida

Job Description:

Position SummaryThe Credit Analyst II provides accurate, timely,and succinct credit analysis to support the company’s portfoliomanagement and new business development efforts.

Duties ℜsponsibilitiesThis position is open to all locations withinBusey’s footprint. Financial statement spreading and analysis, includingcalculation of Debt Service Coverage or Fixed Charge CoverageRatios per Busey guidelines. Use financial data such as cash flow, liquidity, profitability,and leverage to determine and minimize the overall risk ofextending credit to businesses and individuals. Perform file reviews of assigned requests to ensure completeinformation, communicating with loan team to discuss missinginformation, applicable questions and any loan structuresuggestions or concerns. Work with Commercial Relationship Managers or other Lendingstaff to prepare clear and concise Commercial Credit ApprovalRequest (CCAR) memos that include all pertinent informationassociated with the overall risk of the loan, identifying thestrengths and weaknesses of the Borrower. Evaluate collateral, industry data and other relevant creditinformation. Assist with Portfolio Management duties to include testingfinancial covenants, monitoring monthly borrowing base reports,preparing portfolio reviews and sensitive asset reports, asassigned. Assist Commercial Relationship Managers with the preparation ofopportunity memos for new and existing relationships. Develop a working knowledge of the Commercial Banking LoanPolicy and systems, including nCino. Assist with other duties or special projects asassigned.

Education & ExperienceKnowledge of:

Strong oral and written communication skills Proficiency in Microsoft Office Suite Knowledge of financial accountingAbility to: Prioritize work flow, multi-task and work independently Analyze and solve problems Take independent action within established guidelines Perform duties under frequent time pressures with a high degreeof accuracy and attention to detail

Education and Training:

Requires Bachelor’s degree with a concentration in Business orFinance. Requires 2 – 3 or more years of Commercial Creditexperience. Requires knowledge of Microsoft Office.

Benefits andCompensationSalary offered is based on factors, including but notlimited to, the job duties, required qualifications and relevantexperience, and local market trends. The role may be eligible forbonus or incentives based on company and individualperformance.(

Base Pay Range:

$53,641.00 – $72,282.00/hour)Busey(FirsTech) provides a competitive Total Rewards package in returnfor your time, talents, efforts and ultimately, results. Yourpersonal and professional well-being-now and in the years tocome-are important to us. Busey’s (FirsTech’s) Total Rewardsinclude a competitive benefits package offering 401(k) match,profit sharing, employee stock purchase plan, paid time off,medical, dental, vision, company-paid life insurance and long-termdisability, supplemental voluntary life insurance, short-term andlong-term disability, wellness incentives and an employeeassistance program. In addition, eligible associates may takeadvantage of pre-tax health savings accounts and flexible spendingaccounts. Visit Busey (FirsTech) for more information.

EqualOpportunityBusey (FirsTech) values a diverse and inclusiveworkplace and strives to recruit, develop and retain individualswith exceptional talent. A team with diverse talent, workingtogether, is essential to Busey’s (FirsTech’s) commitment ofdelivering service excellence. Busey (FirsTech) is an EqualOpportunity Employer including Disability/Vets. Visit to learn moreabout Busey’s (FirsTech’s) Equal Opportunity Employment.

UnsolicitedResumesBusey Bank, and its subsidiaries, does not accept anyliability for fees for resumes from recruiters or employmentagencies (“Agency”), without a binding, written recruitmentagreement between Busey and Agency describing the services andspecific job openings (“Agreement”). Busey may consider anycandidate for whom an Agency has submitted an unsolicited resumeand explicitly reserves the right to hire those candidate(s)without any financial obligation to the Agency, unless an Agreementis in place. Any email or verbal contact with any Busey associateis inadequate to create a binding agreement. Agencies without anAgreement are requested not to contact any associates of Busey withrecruiting inquiries or resumes. Busey respectfully requests nophone calls or emails.