Credit Analyst Position Available In Miami-Dade, Florida

A well-established financial institution is seeking a Credit Analyst to join its team. This role plays a critical part in evaluating and underwriting commercial, consumer, and international credit requests. Responsibilities Analyze financial statements and business performance to assess credit risk and viability of loan requests. Prepare in-depth credit memos and presentations highlighting key risk factors, repayment capacity, industry insights, and cash flow sensitivity. Conduct background checks, credit reports, and regulatory screenings. Evaluate borrowers’ operating environments and financial structures to assess repayment likelihood. Assist with reporting needs, credit committee documentation, and portfolio oversight as required. Requirements Bachelor’s degree in Finance, Accounting, Economics, or related discipline. 4+ years of experience in credit underwriting, risk assessment, or related banking functions. Excellent communication and writing skills. Proficient with Excel and financial analysis tools. Language skills in Spanish or Portuguese are a plus but not required.