Commercial Credit & Administration Manager Position Available In Pinellas, Florida

Commercial Credit & Administration Manager Achieva Credit Union – 3.8

Dunedin, FL Job Details Estimated:

$95.6K – $119K a year 1 day ago Qualifications Succession planning Underwriting 11+ years Senior level Associate’s degree Leadership Communication skills

Banking Full Job Description Position Summary:

The Commercial Credit & Administration Manager leads the Credit Underwriting, Closing, and Portfolio Management teams in support of Achieva’s Commercial Lending operations. This position provides credit policy and product expertise while driving strategic loan structuring, risk mitigation, and portfolio growth. The Manager ensures high-quality underwriting, effective collaboration with internal and external stakeholders, and alignment with lending policy and procedures. The role also focuses on employee development, process improvement, and overall operational excellence.

Key Responsibilities:

Leadership & Management Oversees Credit Underwriting, Closing, and Portfolio Management teams to ensure high performance, productivity, and regulatory compliance. Partners with the VP of Commercial Services, Senior Leadership, and the Commercial Loan Committee (CLC) to align credit strategy with business goals. Coaches and develops talent, focusing on team growth, succession planning, and inclusive workplace culture. Ensures performance expectations, training, and development plans are met across the team. Credit Administration & Risk Oversight Manages execution of credit solutions to optimize risk and return, ensuring asset quality and adherence to credit policy. Reviews and prepares credit presentations ranging from $250K to $40MM; participates in underwriting and loan structuring as needed. Ensures loan documentation is complete and policy exceptions are appropriately addressed. Challenges risk controls, governance practices, and ensures timely identification and remediation of risk. Cross-Functional Collaboration Consults with Commercial Relationship Managers and leadership to deliver integrated solutions and superior member experience. Serves as an enterprise advocate, contributing to broader strategy and connecting team efforts to organizational goals. Participates in or leads enterprise projects and initiatives to drive efficiency, profitability, and innovation.

Enterprise Managerial Responsibilities Manager of Process & Data:

Drives data-informed decisions and continuous process improvement.

People Manager & Coach:

Ensures team performance through consistent coaching and talent management.

Financial Steward:

Allocates resources to balance short-term execution with long-term strategic objectives.

Enterprise Talent Leader:

Ensures a strong leadership bench and succession planning.

Driver of Business Outcomes:

Mobilizes resources across the enterprise to meet member needs and maintain a competitive edge. Education and Experience Associate’s degree or equivalent experience. 12+ years of commercial banking and credit experience. 3+ years managing credit, portfolio, and closing teams. Skills and Attributes Credit underwriting and loan structuring expertise Risk management and analytical thinking Executive presence and business acumen Coaching, hiring, and performance management Strong written and oral communication Collaboration and decision-making Prioritization and strategic planning Physical Demands & Work Environment This role primarily operates in a professional office environment and regularly uses standard office equipment such as computers, phones, and audiovisual systems. The employee must be able to remain in a stationary position for extended periods and communicate effectively through various platforms. This role may occasionally require physical activity such as walking, bending, reaching, or standing for extended periods. Occasional lifting of items up to 25 pounds may also be required. Achieva Credit Union is committed to providing equal employment opportunities. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions. Achieva Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to status as a protected veteran or a qualified individual with a disability, or other protected status, such as race, religion, color, national origin, sex, age.