Commercial Lending Division Manager Position Available In St. Johns, Florida

Commercial Lending Division Manager 3.7 3.7 out of 5 stars Ponte Vedra Beach, FL United Community is seeking a highly skilled Commercial Lending Division Manager. As a Commercial Lending Division Manager, you’ll play a pivotal role in managing and growing our commercial relationships while driving new business opportunities. You’ll oversee all lending activities within the Bank, working closely with the Regional Credit Manager to manage credit risk effectively. In this dynamic role, you’ll communicate lending policies, assist with credit procedures, and ensure compliance with policies. You’ll also participate in credit decisions and lead business development activities, including business loans, deposits, and treasury management services. Your efforts will help us achieve our goals for diversification and credit quality.

What You’ll Do:

Retain and strengthen current relationships while seeking to develop new business Develop strategies for maintaining and further penetrating existing accounts Execute strategies with calls, visits, needs assessments, customer qualification, and follow-up to maintain, enhance, and expand customer relationships Respond promptly to customer issues, questions, and concerns Analyze financial statements Make financing proposals and negotiate terms and conditions for loans, leases, etc. Actively cross-sell bank products Interact with loan review Exercise strong credit and pricing skills, making recommendations for credits above assigned authority and decisions for credits within assigned authority Maintain community involvement Sponsor loan requests through the appropriate credit approval process Maintain and build account profitability with assigned clients by providing core banking products and services Manage administrative tasks, including credit analysis and processing May be asked to fill other credit roles as needed by the immediate supervisor Perform quarterly check-ins along with an effective management plan consisting of goals for staff Required Skills/Experience 5+ years of previous in banking or sales Strong background in corporate finance and business acumen Effective sales techniques and problem-solving skills Mastery of bank products and services

Conditions of Employment:

Must be able to pass a criminal background & credit check This is a full-time, non-remote position Ready to take your career to the next level? and become a vital part of our team! We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.