Analyst, Credit Analytics Position Available In Kennebec, Maine

Analyst, Credit Analytics at SitusAMC in Augusta, Maine, United States Job Description SitusAMC is where the best and most passionate people come to transform our client’s businesses and their own careers. Whether you’re a real estate veteran, a passionate technologist, or looking to get your start, join us as we work together to realize opportunities for everyone, we proudly serve. At SitusAMC, we are looking to match your unique experience with one of our amazing careers, so that we can help you realize your potential and career growth within the Real Estate Industry. If you are someone who can be yourself, advocate for others, stay nimble, dream big, own every outcome, and think global but act local – come join our team! This role will be part of the Credit Analytics team that is responsible for managing, monitoring, and reporting on the performance of a $100B+ portfolio of largely transitional commercial real estate loans. This role will involve working closely with the Situs Asset Management Team and Servicing team to deliver accurate, timely and consistently high-quality deliverables. The incumbent should possess strong analytical skills, advanced Excel skills and a basic understanding of real estate finance, terminology, and performance metrics.

Essential Job Functions:

+ Model new assets in loan performance templates that report historical and projected cash flow. Determine and coordinate customizations of templates based on negotiated loan terms or analysis parameters required by underwriters, servicing, and asset management. + Review and summarize loan covenants provided under loan documents and enter those requirements in an asset management database + Spread borrower-provided financial statements within financial models and advise on any emerging asset-level performance risk. + Perform loan to value, debt yield and debt service coverage ratio tests and advise asset management on loan performance based on Lender requirements. + Gather market data in terms of rent, occupancy, absorption, sales trends, etc. and advise asset management of any emerging market risk within assigned portfolios. + Process draw requests for loans with a construction or renovation component and make recommendations to asset management on funding conditions + Prepare monthly/quarterly asset-level reports in Excel and review for accuracy + Support asset management team in their daily responsibilities + Assist in preparation of quarterly collateral valuations + Assist in preparation of various ad-hoc reports + Such other activities as may be as