Credit Review Analyst Position Available In Platte, Missouri

About Working at Commerce Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn’t come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk.

Compensation Range Hourly:

$26.25 – $51.45 (Amount based on relevant experience, skills, and competencies.) About This Job As a Credit Review Analyst, you will be responsible for conducting and supervising reviews of the corporation’s various lending portfolios, processes, and systems. The Credit Review Analyst will prepare and deliver written and oral reports to senior management regarding conclusions developed from such reviews. This position will be

Flexible:

Work both on-site and remote with schedule agreed upon by manager. Will be on-site when business needs arise and for “moments that matter.” This position can be at a level I, II or Senior – depending upon experience. Essential Functions + Develop and implement a strategy to sample and review a portfolio of loans, or a credit system or process. + Analyze and evaluate increasingly more complex commercial and/or retail credits or credit processes and systems to assess the accuracy of risk ratings, and the bank’s adherence to lending policies, bank standards and relevant laws and regulations + Responsible for conducting and supervising reviews of the corporation’s various lending portfolios, processes, and systems + Prepare and deliver written and oral reports to senior management regarding conclusions developed from such reviews + Identify existing or emerging risks and issues in credit portfolio segments and provide feedback to the Examiner-In-Charge (EIC), the Credit Review Manager, the Director of Credit Review and bank management regarding these risks and issues + When serving as EIC, report findings and conclusions to the management of the portfolio segment reviewed, and compile management’s response to the review into the final report + Report findings and conclusions from completed reviews in standardized, concise, organized reports, distribute these to senior bank management, and organize Exit Meetings to review these reports with lending line management and the bank’s Credit Administration team + Build relationships with business unit managers to facilitate the understanding of their markets or divisions to be in a better position to offer solutions to identified issues + Ability to work independently and remain task-focused + Perform other duties as assigned Knowledge Skills & Abilities Required + Basic knowledge of Generally Accepted Accounting Principles (GAAP) + Basic knowledge of commercial and retail lending documentation and regulations + Strong understanding of credit systems and processes, credit structure, collateralizing credit obligations and financial statement analysis is required + Aptitude and interest for data analysis + Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities + Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills + Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values + Intermediate level proficiency with Microsoft Word, Excel and Outlook Education & Experience + Bachelor’s degree or equivalent combination of education and experience required. Master’s degree in Business preferred + 1+ year of credit analysis experience required + Credit review, regulatory, or credit risk management experience preferred + Credit Risk Certification (CRC) designation preferred

• Hybrid Schedule:

  In office 3 days per week

• Level of role is determined by knowledge, experience, skills, abilities, and education
• For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles.

This compensation range is for the Credit Review Analyst I, II, and Senior job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $26.25 to $51.45 per hour. #LI-Hybrid The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here (https://careers.commercebank.com/us/en/benefits) to learn more.

Location:

1000 Walnut St, Kansas City, Missouri 64106

Time Type:

Full time Commerce Bank has been awarded numerous awards for our company culture. We have been included on distinguished lists such as Forbes’ Best Midsized Employers, Forbes’ Best Employers for Women, and Korn Ferry’s Engaged Performance Award. You’ll see the difference for yourself when you join the team. Why Commerce? (https://www.commercebank.com/careers/about-commerce) Inclusion at Commerce How to Join Our Team (https://www.commercebank.com/careers/how-to-join-our-team) Want to be notified of positions that fit your preferences?

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+ Create a Candidate Account at the top of the page by selecting “Sign In” upper right corner + Sign-up up for Job Alerts + We’ll contact you about positions that match your skills and interests Equal Opportunity Employer Commerce Bank is proud to be an Equal Employment Opportunity employer and believes that every individual should have the opportunity to work at a job for which he, she or they qualifies. We celebrate diversity and do not discriminate based on race, color, ancestry, ethnicity, gender identity, gender expression, sex, sexual orientation, disability (including physical or mental handicap), age, veteran status, military status, national origin, religion, pregnancy status, marital status, genetic information, or any other status protected by applicable federal, state or local law.