Wealth Consumer Lending Officer II Position Available In Forsyth, North Carolina

Wealth Consumer Lending Officer II Truist Bank – 3.5

Winston-Salem, NC Job Details Full-time Estimated:

$84.8K – $130K a year 1 day ago Benefits AD&D insurance Paid holidays Health insurance Dental insurance RSU Pension plan Vision insurance Life insurance Qualifications Underwriting English Mid-level Microsoft Office Financial analysis 3 years Master’s degree Bachelor’s degree Computer skills Lending Leadership Communication skills Banking Full Job Description The position is described below. If you want to apply, click the button at the top or bottom of this page. After you click and complete your application, you’ll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won’t receive a response).

Regular or Temporary:

Regular Language Fluency:

English (Required)

Work Shift:

1st shift (United States of America) Please review the following job description: The Consumer Lending Officer serves as a consumer credit expert for Truist Wealth, ready to assist Wealth Advisors and their clients with consumer lending questions and offer lending strategies, when needed. In seamless partnership with Wealth Advisors and sales support, the Consumer Lending Officer navigates consumer credit requests through the origination process, ensuring a consistent and high-quality client experience. Consumer Lending Officer facilitates consumer lending requests for clients across all of Truist Wealth segments, providing for a diverse mix of borrower financial profiles and transaction types. Borrowers in the Private Banking and Wealth Management group include certain business owners that have relationships with Truist or have investments of at least $1MM at Truist to include Ultra High Net Worth borrowers with AUM in excess of $25MM+. Clients from the Wealth Specialty groups include industry professionals such as physicians, lawyers, athletes, entertainers or international clients. Wealth Consumer Lending Officer also facilitates liquid secured originations for clients in the Premier banking space.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Serve as a subject matter expert for Truist Wealth consumer lending products, policies, and procedures. 2. Facilitate the credit process by originating the application in the loan origination system (SPRINT) and navigating credit requests through the origination process. 3. Manage incoming credit request referrals. Monitor, maintain and update loan activity, pipeline, and other pertinent information. 4. Perform preliminary review and analysis of credit requests for product fit. Identify policy exceptions, prepare loan request documentation recognizing the exceptions while offering justification and a mitigation plan. 5. Perform additional analysis of complex credit requests to include collateral evaluations, and income analysis, among other duties. 6. Communicate clearly and promptly with Wealth Advisor and client team throughout the credit request’s life cycle. 7. Partner effectively with credit risk management, loan services, legal counsel, compliance and other cross-functional teammates to support the timely delivery of the credit request. 8. Monitor the team inbox and hotline for incoming lending-related questions from internal teammates. 9. Assist with portfolio management duties, such as servicing request and modifications. 10. Keep abreast of changing business and economic developments which impact loan originations, portfolios, profitability and the financial services industry, in general. 11. Actively identify gaps in the credit process to improve credit solutions and client experience. 12. Assist with leading/managing special projects as requested by Truist Leadership. 13. Represent Truist’s purpose, mission and values at work and in the community.

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor’s degree in a business related field or equivalent education and related training 2. Three to five years of lending and financial analysis-related training 3. Seven years of banking experience; Wealth and/or Commercial experience desirable 4. Demonstrate a general understanding of major technical aspects of lending 5. Excellent verbal and written communication skills 6. Demonstrated proficiency in basic computer applications such as Microsoft Office products 7. SAFE Mortgage Licensing Act compliant within 30 days of employment, including new or transfer of registration, and applicable NMLS acceptable background check 8. Ability to travel, occasionally overnight

Preferred Qualifications:

1. Master’s degree in a business related field 2. Wealth and/or Commercial related underwriting experience 3. Completion of formal bank credit training program from a well-respected financial institution General Description of Available Benefits for

Eligible Employees of Truist Financial Corporation:

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify