Commercial Credit Associate I Position Available In Mecklenburg, North Carolina
Tallo's Job Summary: The Commercial Credit Associate I position at First Citizens Bank involves reviewing commercial credit line requests and analyzing financial data to determine creditworthiness. Qualifications include a Bachelor's Degree with 1 year of experience in Credit Analysis or a High School Diploma with 5 years of experience. Preferred qualifications include a Bachelor's in Accounting or Finance and experience in credit decisioning and underwriting. For more information on benefits, visit https://jobs.firstcitizens.com/benefits.
Job Description
Overview This is a hybrid role, with the expectation that work time will regularly take place inside and outside of a company office. This position reviews commercial credit line requests for the Credit Administration function of the Bank. Analyzes commercial business customer financial data to determine creditworthiness. Responsibilities Credit Line Review
- Reviews business customer data in order to make sound credit decisions. Verifies quality of supporting documentation, updating, and categorizing according to status changes in the portfolio. Identifies any servicing deficiencies, policy violations, or credit risks. Credit Control
- Determines sample of credits for analysis with a focus on risk trends. Maintains accurate credit scores by interpreting data from tax returns and financial statements. Risk Mitigation
- Identifies potential losses and exposures during loan assessment. Recommends strategies or solutions to address credit risk. Reporting
- Produces reports based on the results of loan assessment. Conveys patterns, deficiencies, and other areas for review. Ensures that reports are complete and accurate. Documents any policy or regulation exceptions. Qualifications Bachelor’s Degree and 1 years of experience in Credit Analysis
- OR•High School Diploma or GED and 5 years of experience in
Credit Analysis Additional Requirements:
Financial statement analysis experience Business professional phone etiquette Proven ability to build professional relationships Microsoft Office proficiency Organized with advanced attention to detail
Preferred Qualifications:
Bachelor’s in Accounting or Finance Credit decisioning experience Underwriting experience Commercial credit analysis experience Banking and/or Finance industry experience Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
Qualifications:
Bachelor’s Degree and 1 years of experience in Credit Analysis
- OR•High School Diploma or GED and 5 years of experience in
Credit Analysis Additional Requirements:
Financial statement analysis experience Business professional phone etiquette Proven ability to build professional relationships Microsoft Office proficiency Organized with advanced attention to detail
Preferred Qualifications:
Bachelor’s in Accounting or Finance Credit decisioning experience Underwriting experience Commercial credit analysis experience Banking and/or Finance industry experience Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
