Credit Analyst Position Available In Wake, North Carolina
Tallo's Job Summary: The Credit Analyst position requires a Bachelor's degree in accounting, finance, or economics, along with at least five years of experience in C & I lending and/or analysis. The role involves analyzing financial statements, preparing loan presentations, and engaging with borrowers. Strong knowledge of accounting principles, business acumen, and the ability to interpret financial information are essential for this role.
Job Description
Description Requirements:
Bachelor’s degree, preferably in accounting, finance, or economics. Five or more years’ experience in C & I lending and/or analysis. Thorough knowledge of accounting principles and practices, economics, and general business acumen. Thorough knowledge of standard C&I facility structures used to address various borrowing purposes and repayment sources. Experience analyzing financial statements of moderate to high complexity and accumulating data to support credit decisions. Experience at calculating corporate and personal cash flows and financial ratios with great accuracy. Experience at preparing thorough and well-reasoned loan presentations that clearly communicate the pertinent details of each request, accurately represent the credit risks involved, and persuasively lead the reader to a conclusion. Experience engaging in conversations with borrowers that may sometimes include difficult questions or sensitive topics while remaining relationship focused and striving for customer satisfaction. Strong ability to interpret financial or non-financial information, borrower interviews, and various third-party inputs for the purpose of identifying credit risk. Strong ability to use deductive and inductive reasoning, draw well-reasoned conclusions, and defend the conclusions with quantitative and qualitative facts. Able to develop specific goals and plans to prioritize, organize, and accomplish multiple tasks independently.
