Bilingual French Credit Analyst Position Available In York, South Carolina

Bilingual French Credit Analyst Daimler

DTNA – 3.9

Fort Mill, SC Job Details Full-time $75,000 – $80,000 a year 6 hours ago Benefits Health savings account Health insurance On-site gym Dental insurance 401(k) Flexible spending account Tuition reimbursement Paid time off Employee assistance program Vision insurance 401(k) matching Volunteer time off Life insurance Qualifications Bilingual French Cash flow analysis Report writing Microsoft Excel Financial modeling Underwriting Writing skills Financial software Mid-level Financial analysis Finance Analysis skills Bachelor’s degree Business Administration Lending Financial acumen Accounting Communication skills Banking Credit analysis Full Job Description Job Summary We are seeking a detail-oriented and analytical Credit Analyst to join our financial team. The ideal candidate will be responsible for evaluating credit data and financial information of individuals or businesses to determine the risk involved in extending credit or lending money. This role requires strong financial acumen and the ability to perform comprehensive financial analysis, including cash flow analysis and credit analysis, to support informed decision-making. Duties Conduct thorough credit analysis and assess the creditworthiness of applicants. Prepare detailed financial reports and models to present findings and recommendations. Analyze mortgage servicing data to evaluate potential risks associated with lending. Perform cash flow analysis to understand the financial health of clients. Collaborate with underwriting teams to ensure compliance with lending policies. Monitor existing accounts for changes in credit risk and recommend actions as necessary. Maintain accurate records of all analyses and decisions made regarding credit applications. Stay updated on industry trends and regulatory changes that may impact lending practices. Experience Proven experience in credit analysis, financial analysis, or a related field is preferred. Strong understanding of mortgage servicing processes and underwriting principles is a plus. Demonstrated ability in financial modeling and report writing. Excellent analytical skills with a keen attention to detail. Ability to forecast financial trends based on historical data and market conditions. Strong communication skills, both written and verbal, to effectively convey complex information. Proficiency in relevant software tools for financial analysis and reporting.

Qualifications Education:

Bachelor’s degree in finance, accounting, business administration, or a related field.

French Language:

Proficiency in French is required.

Experience:

Minimum of 3-5 years of experience in commercial credit analysis, preferably within a small business or banking environment.

Technical Skills:

Proficiency in financial analysis software, Microsoft Excel, and other relevant tools.

Analytical Skills:

Strong analytical and problem-solving skills, with the ability to make sound judgments based on financial data. Join our team as a Credit Analyst and contribute to our mission of providing sound financial solutions while ensuring responsible lending practices.

Job Type:

Full-time Pay:

$75,000.00 – $80,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Employee assistance program Flexible spending account Health insurance Health savings account Life insurance On-site gym Paid time off Tuition reimbursement Vision insurance Volunteer time off

Schedule:

8 hour shift Day shift Monday to

Friday Language:

French (Required) Ability to

Commute:

Fort Mill, SC 29715 (Required) Ability to

Relocate:

Fort Mill, SC 29715: Relocate before starting work (Required)

Work Location:

In person