Credit Analyst Position Available In Montgomery, Tennessee
Tallo's Job Summary: Join Cumberland Bank and Trust, a division of First Federal Bank, as a Credit Analyst in Clarksville, TN. Evaluate credit data, financial statements, and conduct quantitative analysis to determine credit risk. Collaborate with teams, prepare reports, and monitor accounts. Full-time position with benefits including health insurance, 401(k), and paid time off.
Job Description
Credit Analyst Cumberland Bank and Trust, a division of First Federal Bank Clarksville, TN 37040 Job Overview We are seeking a detail-oriented and analytical Credit Analyst to join our financial team. The ideal candidate will be responsible for assessing credit data and financial statements of individuals or companies to determine the risk in extending credit or lending money. This role requires a strong understanding of financial analysis, quantitative research, and risk assessment to support informed decision-making. Duties Conduct thorough credit analysis to evaluate the creditworthiness of applicants. Perform quantitative analysis and cash flow analysis to assess financial stability. Prepare detailed financial reports and present findings to management. Engage in underwriting processes to determine loan eligibility. Implement fraud prevention detection measures to mitigate risks. Collaborate with other departments for loan processing and equity research. Monitor existing accounts for changes in credit status and recommend adjustments as necessary. Maintain accurate records of all analyses and decisions made. Skills The successful candidate will possess the following skills: Strong quantitative analysis capabilities. Proficient in underwriting principles and practices. Knowledge of fraud prevention detection techniques. Excellent financial report writing skills. Experience in quantitative research methodologies. Ability to conduct cash flow analysis effectively. Familiarity with equity research processes. Understanding of loan processing procedures. Comprehensive financial analysis skills. Expertise in credit analysis techniques. Join our team as a Credit Analyst and contribute to our commitment to sound financial practices while enhancing your career in a dynamic environment.
Job Type:
Full-time Benefits:
401(k) 401(k) matching Dental insurance Flexible spending account Health insurance Health savings account Life insurance Paid time off Retirement plan Vision insurance
Schedule:
8 hour shift Monday to
Friday Work Location:
In person
