Commercial Lender Position Available In Caddo, Louisiana

Commercial Lender Carter Credit Union – 2.7 Shreveport, LA Job Details Full-time $65,000 – $85,000 a year 2 days ago Benefits Health insurance Dental insurance 401(k) Paid time off Qualifications Writing skills Mid-level Microsoft Office Finance Math Business Full Job Description

POSITION PURPOSE

Responsible for receiving, reviewing, and evaluating business loan requests. Meets with applicants to explain credit policies and to obtain loan information and documentation. Monitors and reviews construction and development loans. Maintains repossessed properties and assists in collections’ activities. Serves borrowers and prospective borrowers promptly and professionally. Provides general credit union information and cross sells services. Assists Business Lending personnel as needed.

ESSENTIAL FUNCTIONS AND BASIC DUTIES 1.

Assumes responsibility for the effective and professional completion of assigned business loan functions. a. Interviews, takes applications, and processes preliminary documentation on business loan requests. Discuss loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers. b. Analyzes and evaluates loan requests and prepares written submission for consideration by the Business Loan Committee. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems. c. Assists in review of construction loan advances on commercial properties. d. Conducts property inspections as assigned. e. Follows-up on all matured loans. f. Assists in the collection of delinquent accounts. g. Completes lending functions in accordance with established credit union policies and legal requirements. 2. Assumes responsibility for establishing and maintaining effective and professional business relations with customers and trade professionals. a. Answer questions and resolves requests. b. Keeps borrowers informed of credit union loan policies and services. c. Meets with applicants whose loans are denied and explains reasons and alternatives. d. Maintains and projects the credit union’s professional reputation. 3. Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Company personnel and with management. a. Coordinates functions with related departments and branches and provides support as needed. b. Assists Business Lending personnel and provides support as needed. c. Keeps management informed of area activities and of any significant problems. d. Attends and participates in meetings and committees as required. e. Completes required reports and records. 4. Assumes responsibility for related duties as required or assigned. a. Cross sells credit union services. b. Stays informed regarding changes in lending standards and related legal requirements. c. Completes special projects as assigned. d. Ensures the work area is clean, secure, and well maintained. e. Uphold and follow the Carter Credit Union core values. f. Have a working knowledge and understand the Carter Credit Union MBS policies and procedures, credit union bylaws organization and philosophy. g. Seek opportunities to enhance skills and value to the credit union and make suggestions for improvement. h. Ensure adherence with the Bank Secrecy Act/Anti Money Laundering guidelines including CTR and SAR.

Job Type:

Full-time Pay:

$65,000.00 – $85,000.00 per year

Benefits:

401(k) Dental insurance Health insurance Paid time off

Schedule:

8 hour shift

Work Location:

In person