Portfolio Analyst I Position Available In Cullman, Alabama
Tallo's Job Summary: Portfolio Analyst I at Alabama Farm Credit FLCA in Cullman, AL requires a Bachelor's degree in business administration, accounting, finance, or related field, and zero to two years of experience in lending, credit review, or auditing. The role involves risk analysis studies, loan portfolio stress-testing, policy compliance, and reporting functions for the Association's loan committee. The position also includes analyzing portfolio data to support strategic lending decisions and developing reports for senior management. Alabama Farm Credit offers competitive compensation, health and wellness benefits, a company-funded retirement plan, matching 401(k), and professional development programs.
Job Description
Portfolio Analyst I Alabama Farm Credit FLCA Cullman, AL
MINIMUM EDUCATION AND EXPERIENCE REQUIREMENTS
Bachelor’s degree in business administration, Accounting, Finance, or a related field and zero (0) to two (2) years of experience in lending, credit review, and/or auditing.
JOB PURPOSE AND SCOPE
Performs risk analysis studies, with general guidance, including loan portfolio stress-testing to ensure maximum protection of Association assets and to maintain compliance with all applicable FCA regulations.
ESSENTIAL FUNCTIONS
With general guidance, performs risk analysis studies including loan portfolio stress-testing to ensure maximum protection of Association assets and to maintain compliance with all applicable FCA regulations. Contributes to the development and ongoing support of loan portfolio stress testing procedures. Creates and/or evaluates and maintains credit underwriting technology tools. Assists in logistics, policy compliance, and reporting functions for the Association’s loan committee. Could serve as an ex-officio member of the loan committee. Assists in the development and maintenance of policies and procedures. Analyzes and interprets portfolio data to support and ensure high quality portfolio management reporting, research trends in the Association’s portfolio, and develops reports for senior management for their assistance in decision making. Analyzes large capital markets loans to support strategic lending and investment decisions. Alabama Farm Credit is an aggressively growing $1 billion Farm Credit association dedicated to the financial needs of our rural communities. In short, we help fund new ways to grow food, generate energy, access technology, and otherwise improve life in rural America. A career at Alabama Farm Credit can offer you the opportunity to make a personal impact on the people and communities where we do business. The institution is headquartered in Cullman, AL with five offices that serve the northern twenty-seven (27) counties of Alabama. We continue to serve the agricultural related needs of the two major metropolitan areas of Alabama in Birmingham and Huntsville. We also provide competitive compensation, health and wellness benefits, company-funded retirement plan, “best in market” matching 401(k), and professional development programs.
