Commercial Analyst/Underwriter Position Available In East Baton Rouge, Louisiana

Job Description:

CREDIT ANALYST – UNDERWRITER SBA

Job Title:

Credit Analyst /Underwriter –

SBA Lending Department:

SBA Lending /

CreditDepartment Location:

Remote Job Type:

Full-Time Reports To:

SBALending Manager /

Chief Credit Officer Position Summary:

A localCommunity bank is seeking a dedicated and analytical Credit Analyst/ Underwriter for their SBA Lending team to support the evaluation,underwriting, and portfolio management of SBA loan requests. Thisposition plays a key role in helping small businesses accesscapital while maintaining credit quality in alignment with the U.S.Small Business Administration (SBA) guidelines and internal lendingpolicies. The ideal candidate will have a strong understanding offinancial statement analysis, SBA SOP 50 10, and small businesscredit structures.

Key Responsibilities:

Perform detailed financialanalysis on SBA 7(a), Express, and 504 loan applications, includinghistorical and projected cash flow. Spread financial statements andtax returns for borrowers and guarantors to assess global cash flowand repayment ability. Prepare clear and concise credit memorandaoutlining creditworthiness, loan structure, risks, and SBAeligibility. Analyze business models, industry trends, andmanagement capacity to assess borrower viability and risk profile.

Collaborate with SBA underwriters, closers, and relationshipmanagers to ensure loan requests are properly structured andcompliant. Ensure credit recommendations meet current

SBA SOP 50

10requirements and bank credit policy. Assist in post-close reviews,annual renewals, and ongoing portfolio monitoring for SBAborrowers.

Loan Types Analyzed:

SBA 7(a) term loans SBA Expresslines of credit SBA 504 loans in partnership with CDCs Franchise,business acquisition, partner buyout, and equipment financing deals

Qualifications:

Bachelor’s degree in Finance, Accounting,Economics, or a related field. 2-4 years of credit analysisexperience in commercial or SBA lending. Strong working knowledgeof SBA lending programs and eligibility criteria. Proficiency infinancial statement analysis, cash flow modeling, and risk rating.

Experience using SBA E-Tran and familiarity with SBA loandocumentation preferred. Excellent analytical writing,communication, and organizational skills. Ability to workindependently and manage multiple transactions simultaneously.

Preferred Qualifications:

Formal bank credit training or SBAlending certification Experience in working with SBA 504 loanstructures and CDCs Familiarity with loan origination systems anddocumentation workflows

What We Offer:

Competitive salary withperformance incentives Full benefits package including medical,dental, vision, 401(k) with match Paid time off and bank holidaysSupportive team environment and professional developmentopportunities The opportunity to help small businesses grow andsucceed through SBA programs Please send your

CONFIDENTAL

resumesto wendy.hicks@gogpac.com Only qualified candidates will bereviewed and contacted. All qualified applicants will receiveconsideration without regard to race, age, color, sex (includingpregnancy), religion, national origin, disability, sexualorientation, gender identity, marital status, military status,genetic information, or any other status protected by applicablelaws or regulations. GPAC (Growing People and Companies) is anaward-winning search firm specializing in placing qualityprofessionals within multiple industries across the United Statessince 1990. We are extremely competitive, client-focused andrealize that our value is in our ability to deliver the rightsolutions at the right time.