Mortgage Loan Originator 2024-17627 Position Available In Harrison, Mississippi
Tallo's Job Summary: The Mortgage Loan Originator position at Company Mortgage Banking MS10146 in Gulfport, MS, requires a minimum of 2 years' experience in originating mortgage loans or equivalent. Responsibilities include determining loan products, marketing plans, and providing guidance on pricing, documentation, and qualifying requirements. The role also involves developing referrals, maintaining relationships with realtors, and promoting Trustmark's Community Lending Loans and Products. Eligibility for NMLS certification is necessary, along with thorough knowledge of government and conventional mortgage guidelines. Additionally, the candidate must possess strong analytical, sales, and communication skills.
Job Description
Mortgage Loan OriginatorLocationUS-MS-GulfportJob
ID2024-17627
CategoryMortgage TypeRegular Full-Time Job Grade99 FLSA StatusNon-Exempt Working Hours8am•5pm
Job Location:
Company Mortgage Banking•MS•10146OverviewThe purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests. ResponsibilitiesDetermine the best loan product for customerDevise marketing plans to seek referrals from agents and buildersProvide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirementsComplete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etcDevelop referrals from internal and external sources. Maintain relationships with realtors by providing superior serviceOriginate and promote Trustmark’s Community Lending Loans and ProductsCoordinate and assist the mortgage dept. in the origination and servicing of Community lending products and servicesQualificationsMinimum of 2 years’ experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan productsEligible for NMLS certificationThorough knowledge of government and conventional mortgage loan guidelines and requirementsExtensive knowledge of the qualifying variables between mortgage loan productsAbility to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirementsKnowledge of appraisal standards and acceptabilityAbility to produce tax return analysis as required by conforming loan guidelinesMust know how to fully disclose and handle all applications according to compliance regulationsAbility to work and identify with a varied group of borrowers, housing related entities and other community-based organizationsWorking knowledge of financial compliance and regulatory requirementsComputer skillsInterpersonal SkillsSales skillsCommunication skillsAnalytical SkillsJunior college/Two-year college training preferredEOE/M/F/V/D
