Mortgage Pre-Underwriter – Pre-Approval Manager Position Available In Lauderdale, Mississippi
Tallo's Job Summary: We are seeking a Mortgage Pre-Underwriter (Pre-Approval Manager) to join our lending team. Responsibilities include analyzing loan applications, income calculations, and client communication. Qualifications include NMLS License, attention to detail, and problem-solving skills. This in-office position offers opportunities for career growth. Join Fulcrum Home Loans for a rewarding career in mortgage lending.
Job Description
Job Description:
We are currently seeking an experienced and detail-orientedMortgage Pre-Underwriter (or as we call it, a Pre-Approval Manager)for our dynamic lending team. This position combines the skillsetof a Mortgage Pre-Underwriter and a Loan Officer Assistant. You will be responsible for analyzing and verifying real estateloan applications while evaluating risks for pre-approvals. Theideal candidate will have several years of mortgage underwritingand/or processing experience, understand how to do incomecalculations, possess a can-do attitude, and have a proven trackrecord of providing solutions in the mortgage lending industry. This is an in-office position, NOT work from home. If you are looking for an excellent position that will help youreach your financial goals, start your application today!
Responsibilities:
- Effectively guide clients through the Pre-Approval Process
- Gather all necessary information and documentation needed toeffectively analyze the borrower’s qualification for Conventional,FHA, VA, USDA, and Non-QM programs
- Pull Credit
- Income analysis
- Structure the loan file in alignment with the borrower’sfinancial goals
- Clearly and joyfully communicate to both borrowers and Realtorpartners throughout every step of the Pre-Approval process
- Manage, organize, and fully utilize CRM, internal efficiencysystems
- Proactively innovate new ideas to increase client retention
- Consistently execute follow-up protocols
- Prioritize actions and time spent within daily/weekly/monthlyteam
KPI’s Qualifications:
- NMLS License, or willing to obtain NMLS License upon hire
- High attention to detail and analytical skills
- Strong problem-solving skills, ability to think outside thebox, and a
- -can-do
- -mindset
- Team player with a team-oriented mindset
- Strong written and verbal communication, and customer serviceskills
- Ability to use standard Microsoft Office products, as well asthe ability to learn and quickly implement new systems
- Prior experience in finance, mortgage lending, real estate, ortitle/escrow is recommended
- but not required
About Company:
At Fulcrum Home Loans, we continuously revolutionize the mortgageexperience through empowered professionals, scalable systems, andcutting-edge technology. We are The Standard. Our culture ofsuccess inspires and builds up others, redefining what is possiblewithin the lives of our people and the communities we serve.