Mortgage Loan Originator 2024-18024 Position Available In Lincoln, Mississippi
Tallo's Job Summary: The Mortgage Loan Originator position in Brookhaven, MS, at Mortgage BankingMS10146 involves providing mortgage loan information, marketing plans, and guidance to customers. Responsibilities include determining loan products, completing applications, and developing referrals. Qualifications include 2 years of experience in mortgage loans, NMLS certification eligibility, and knowledge of mortgage guidelines. This full-time position requires strong communication, sales, and analytical skills. EOE/M/F/V/D.
Job Description
Mortgage Loan OriginatorLocationUS-MS-BrookhavenJob
ID2024-18024
CategoryMortgage TypeRegular Full-Time Job Grade99 FLSA StatusNon-Exempt Working Hours8am•5pm
Job Location:
Company Mortgage Banking•MS•10146OverviewThe purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests. ResponsibilitiesDetermine the best loan product for customerDevise marketing plans to seek referrals from agents and buildersProvide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirementsComplete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etcDevelop referrals from internal and external sources. Maintain relationships with realtors by providing superior serviceOriginate and promote Trustmark’s Community Lending Loans and ProductsCoordinate and assist the mortgage dept. in the origination and servicing of Community lending products and servicesQualificationsMinimum of 2 years’ experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan productsEligible for NMLS certificationThorough knowledge of government and conventional mortgage loan guidelines and requirementsExtensive knowledge of the qualifying variables between mortgage loan productsAbility to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirementsKnowledge of appraisal standards and acceptabilityAbility to produce tax return analysis as required by conforming loan guidelinesMust know how to fully disclose and handle all applications according to compliance regulationsAbility to work and identify with a varied group of borrowers, housing related entities and other community-based organizationsWorking knowledge of financial compliance and regulatory requirementsComputer skillsInterpersonal SkillsSales skillsCommunication skillsAnalytical SkillsJunior college/Two-year college training preferredEOE/M/F/V/D
